Best American Express Credit Cards Of 2022

The Truth About Credit Cards

American Express cards have come a long way since the company introduced its first charge card in 1958. Now, the issuer offers everything from no-annual-fee options to heavy metal luxury cards costing hundreds of dollars a year to carry. But which one is right for you?

Forbes Advisor analyzed the best of the bunch to choose the best American Express card in each category for a variety of cardholder needs.

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The best American Express cards of April 2022

American Express is most famous for its travel cards like The Platinum Card® from American Express and premium "experiential" offerings like concierge service, but it also offers cards with non-travel perks and lower annual fees. Amex is also well-known for its excellent customer service and a wide assortment of airline, hotel, cashback, and general travel cards.

Amex cards also offer various benefits like travel insurance and purchase protection. Additionally, all American Express cardholders get access to Amex Offers** that can earn you bonus points or get cashback when you shop with certain retailers.

Before you decide on an American Express card, be sure to consider what you want to do with your rewards, as well as your spending habits — some cards offer bonus rewards in popular categories, so those might be a better choice if they fit your typical purchases.

Best American Express cards

• Best cash-back card: Blue Cash Preferred® Card from American Express
• Best no-annual-fee card: Blue Cash Everyday® Card from American Express (See rates and fees)
• Best travel card: American Express® Gold Card
• Best luxury card: The Platinum Card® from American Express
• Best small business card: Blue Business® Plus Credit Card from American Express