Benefits Of Having A Punjab National Bank Credit Card

The Truth About Credit Cards

Punjab National Bank is an Indian financial services company based in New Delhi, India. Founded in 1894, the bank has over 6,300 branches and over 7,900 ATMs across 764 cities. It serves over 80 million customers. It offers personal, social, agricultural, international, and corporate banking services.

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Why Choose Punjab National Bank Credit Card?

PNB Global credit cards are valid around the globe and are accepted in more than 29 million merchant establishments and one million ATMs that accept Visa. These credit cards come with attractive offers at leading merchant outlets and exciting rewards that can be redeemed by accumulating reward points on your spending. Multiple features available on this card will ensure that you have a safe, convenient, and beneficial experience while purchasing goods and services.

Features and Benefits of Punjab National Bank Credit Card:

• Utility Bill Payment Facility
• Add-on Card
• Purchase of Railway Tickets
• Revolving Credit Facility
• Balance Transfer Facility
• Customer Support Services
• EMI Facility
• Concierge Services

PNB Credit Card Eligibility Criteria:

In order to be eligible for the PNB Global Credit Cards, you have to fulfill certain eligibility parameter, which are as follows:

• The applicant must not be younger than 23 years at the time of application. The minimum age for an add-on cardholder is 18 years.
• He/she must be an Indian national citizen.
• If the applicant is self-employed, the minimum annual income must be not lesser than Rs.3 lakhs, as listed on the last IT returns document.
• The applicant must have a clean credit record, with no obvious red flags.