Planning For Sequence Of Returns Risk | Case Study

Retire Ready with Kyle Hammerschmidt

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İçerik Kyle Hammerschmidt tarafından sağlanmıştır. Bölümler, grafikler ve podcast açıklamaları dahil tüm podcast içeriği doğrudan Kyle Hammerschmidt veya podcast platform ortağı tarafından yüklenir ve sağlanır. Birinin telif hakkıyla korunan çalışmanızı izniniz olmadan kullandığını düşünüyorsanız burada https://tr.player.fm/legal özetlenen süreci takip edebilirsiniz.

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Andrew Stein: Living with Lions 46:39

8 gün önce46:39

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46:39

“If we march into that village and we start trying to persecute people for using poison, something that's very illegal, nobody's going to talk to us. We're not going to find out where the poison came from. We're not going to be able to shut anything down. We should take the approach that people are using poison because they're desperate, because they see no other alternative.” – Andrew Stein Andrew Stein is a wildlife ecologist who spent the past 25 years studying human carnivore conflict from African wild dogs and lions in Kenya and Botswana to leopards and hyenas in Namibia. His work has long focused on finding ways for people and predators to coexist. He is the founder of CLAWS , an organization based in Botswana that's working at the intersection of cutting-edge wildlife research and community driven conservation. Since its start in 2014 and official launch as an NGO in 2020, CLAWS has been pioneering science-based, tech-forward strategies to reduce conflict between people and carnivores. By collaborating closely with local communities, especially traditional cattle herders, CLAWS supports both species conservation and rural livelihoods—making coexistence not just possible, but sustainable.…

1 yıl önce 28:31

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In this episode, Kolin and Kyle discuss a case study of a married couple who retired with $1.5 million in tax-deferred accounts. The couple had several concerns, including when and how to claim Social Security, the need for more comprehensive financial planning, uncertainty about how much they could spend in retirement, adjustments needed in a down market, and how to distribute their pre-tax money in a tax-efficient manner. The hosts also highlight common tax mistakes that can impact retirement and the importance of considering sequence of returns risk. They provide suggestions for tax planning, including early Social Security claiming, Roth conversions, and creating a comprehensive retirement plan.
Takeaways

Consider the best strategy for claiming Social Security based on your individual circumstances and goals.
Seek comprehensive financial planning that goes beyond pie charts and includes tax planning.
Determine your desired spending capacity in retirement and make adjustments as needed.
Be aware of the potential impact of market downturns and have a plan in place to adjust spending if necessary.
Consider the tax implications of your retirement accounts and explore strategies like Roth conversions.
Avoid common tax mistakes in retirement, such as assuming you will pay less taxes, not planning for Social Security taxation, ignoring taxes altogether, and withdrawing from accounts in the wrong order.
Understand the concept of sequence of returns risk and its potential impact on your retirement.
Create a comprehensive retirement plan that addresses your specific concerns and goals.
Consider whether you are better off managing your retirement planning yourself or seeking professional help.

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

117 bölüm

#Trading #Business News #Business #News #Kyle Hammerschmidt #Retirement #MOKAN #Financial Planning #Retirement Planning #Retire Ready #Kansas #IRA #401k #Roth

Planning For Sequence Of Returns Risk | Case Study

Retire Ready with Kyle Hammerschmidt

published 1 yıl önce

Paylaş

MP3•Bölüm sayfası

Send us a text

Consider the best strategy for claiming Social Security based on your individual circumstances and goals.
Seek comprehensive financial planning that goes beyond pie charts and includes tax planning.
Determine your desired spending capacity in retirement and make adjustments as needed.
Be aware of the potential impact of market downturns and have a plan in place to adjust spending if necessary.
Consider the tax implications of your retirement accounts and explore strategies like Roth conversions.
Avoid common tax mistakes in retirement, such as assuming you will pay less taxes, not planning for Social Security taxation, ignoring taxes altogether, and withdrawing from accounts in the wrong order.
Understand the concept of sequence of returns risk and its potential impact on your retirement.
Create a comprehensive retirement plan that addresses your specific concerns and goals.
Consider whether you are better off managing your retirement planning yourself or seeking professional help.

117 bölüm

#Trading #Business News #Business #News #Kyle Hammerschmidt #Retirement #MOKAN #Financial Planning #Retirement Planning #Retire Ready #Kansas #IRA #401k #Roth

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29 weeks önce10:12

10:12

Send us a text Are you feeling overwhelmed by Medicare and healthcare coverage? Join Kyle Hammersmith, where he breaks down the essentials of Medicare into nine easy-to-understand tips. From the basics of Medicare parts A, B, C, and D to crucial enrollment periods and cost considerations, this episode empowers you to navigate your healthcare benefits confidently. Episode Highlights: Understanding Medicare Medicare Parts Explained Enrollment Periods Cost Breakdown Medigap and Medicare Advantage Income Considerations Working Past 65 Whether you’re approaching retirement or just want to better understand your healthcare options, this episode equips you with the knowledge you need. Tune in and take control of your healthcare coverage today! Don’t forget to like, rate, and review for more retirement planning tips. Your retirement starts now! Subscribe to The Retire Ready Weekly Newsletter Get more information on The Retire Ready Academy Looking for personalized financial planning? Visit our website Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.…

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