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Is Maxing Out Your 401k The Wrong Choice?
Manage episode 441991382 series 3378480
İçerik Liz Whitteberry tarafından sağlanmıştır. Bölümler, grafikler ve podcast açıklamaları dahil tüm podcast içeriği doğrudan Liz Whitteberry veya podcast platform ortağı tarafından yüklenir ve sağlanır. Birinin telif hakkıyla korunan çalışmanızı izniniz olmadan kullandığını düşünüyorsanız burada https://tr.player.fm/legal özetlenen süreci takip edebilirsiniz.
There’s an old saying that goes, “Nothing in life is certain except death and taxes.” Yet the only thing certain about taxes is that we’re going to have them and not how much they’re going to be. In today’s episode, we’ll explore a thought-provoking blog post that discusses where to save your money if you’re concerned about future tax rates.
Many people believe that deferring taxes now and paying them later- by maxing out your 401(k)- is the best strategy. But is that really the optimal choice given the unpredictability of future tax rates? Join us as Liz unpacks this question and shares her insights on historical tax rates, government spending, and the likelihood of future tax increases.
Here’s some of what we discuss in today’s show:
0:00 – Intro
2:08 – The debate over maxing out 401k
4:30 – Marginal tax vs effective tax
9:29 – Why maxing out could be wrong
13:26 – Liz’s takeaways
Nothing Is Certain Except Debt and Taxes Blog Post:
https://ofdollarsanddata.com/nothing-is-certain-except-debt-and-taxes/
If you are interested in learning more about how we could help you plan for retirement, contact us here: https://www.bestpathadvisors.com/contact
Check out Liz's YouTube Channel: Best Path Advisors - YouTube
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