EPL Coverage Gaps with Professional Employer Organizations

Placing You First Insurance Podcast by CRC Group

In today's economic environment, many companies have difficulty hiring and retaining sufficient staff to operate. More small and mid-sized companies without dedicated internal administrative or HR staff partner with Professional Employer Organizations (PEOs) to help offload administrative burdens. In addition to providing HR, benefits, and payroll administration, PEOs often offer Employment Practices Liability (EPL) coverage to protect client companies against employee claims of wrongful termination, retaliation, harassment, discrimination, or other workplace claims.
Featuring:

• Mike Edmonds is an Assistant Vice President with CRC Group's Seattle office, where he specializes in Cyber & Technology, E&O, Healthcare, and Management Liability as part of the Seattle ExecPro Team.

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Bölümler

1. EPL Coverage Gaps with Professional Employer Organizations (00:00:00)

2. What are some of the reasons clients seek out a PEO and how does the partnership work with insurance? (00:01:19)

3. What are the pros and cons of working with a PEO when it comes to EPL? (00:02:30)

4. Will the PEO's insurance cover my client? (00:05:18)

5. What are the common gaps? (00:06:30)

6. What about workers comp? (00:07:41)

7. ...and third party claims? (00:09:05)

8. How important is the contract with a PEO? (00:11:54)