#89: Tips for HDB Upgraders, Property vs. Stock Investments & 99-1 Ownership

NOTG - Nuggets on the Go by PropertyLimBrothers

Jesley, Alexa, and George from PropertyLimBrothers talks about the essential strategies specifically for HDB upgraders like John and Michel, and continues on the search for their right property.

This young, ambitious couple is eager to grow their wealth by moving into the condo market—but with big investments come big decisions, and they’re understandably cautious about the risks. Learn why supply, demand, and property age are essential factors when scouting for your ideal condo—and don’t miss George’s personal advice if he were in John and Michel’s shoes!

The team also discuss why timing is crucial for upgraders, what to keep in mind when choosing a property. and compare investments in stocks vs real estate. Packed with real-life examples and expert advice, this episode is also your guide towards making the best possible real estate decisions.

Timestamps :

00:00 Intro
00:37 John and Michel Introduction
01:59 Real Estate “Horror Stories”
04:09 Investing in stocks vs real estate
08:16 Motivations to upgrade to a condo in your 30s
08:48 Financial planning for John and Michel
11:55 George’s Punggol HDB Sale
14:25 Things to consider before upgrading from HDB to Private
16:16 George’s Punggol HDB Sale (Continue)
16:26 Expansion Phase vs Consolidation Phase
17:05 Advice to John and Michel
19:02 New Launch vs Resale Condo
21:04 GFA Harmonisation
21:25 What is the “best” New Launch to buy right now?
22:07 New Launch vs Resale Condo (Continue)
23:03 Advice to John and Michel (Continue)
24:44 Couple’s concerns with 99 to 1 property ownership
26:52 Advice to John and Michel (Continue)
27:57 Closing
28:06 Outtakes