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Uninsured Motorist Fee: Do you need car insurance in Virginia?
Manage episode 348075677 series 3407873
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It’s common knowledge, and common sense, that having car insurance is a good idea. It’s less well-known, however, that car insurance isn’t actually legally required in all states or situations. There are legally mandated minimum amounts of different types of car insurance required in almost all fifty states. New Hampshire and Virginia are two notable exceptions. In Virginia, this means that if you choose to pay a yearly Uninsured Motorist Fee of $500, you are legally allowed to operate your vehicle without car insurance.
But should you choose to? Just because skipping insurance is legal in this case doesn’t necessarily mean you should. When it comes to car insurance, it’s probably in your best interest to go above and beyond the letter of the law.
If you’re on the fence between choosing to pay for car insurance or an Uninsured Motorist Fee, read on! We’ll go through the advantages and disadvantages of each option, as well as explain exactly how the Uninsured Motorist Fee works so you can make an informed decision.
Uninsured Motorist Fee: Do you need car insurance in Virginia?
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