Close Up Radio to Highlight Dorothy Williams of Flower Budgets
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Manage episode 428396066 series 2906244
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Port Saint Lucie, FL -- While Dorothy Williams possessed a Master’s degree in business she didn’t really begin to capitalize on it until she became a young mother trapped by credit card debt and finding it nearly impossible to save money. That is when she did some research into smart saving habits, learned techniques from Dave Ramsey, and discovered the power of cash stuffing. A couple of years ago she launched Flower Budgets, a company that is more than just a means of saving, but also an e-commerce site selling adorable products which include budget binders and wallets. Dorothy notes that the majority of Americas are living paycheck to paycheck and looking for a way out of the trap. For her, dedicating money envelopes and folders to specific monthly purposes was the means to pay off debt and start saving a specific amount from every pay period. One of the many techniques she explains on her website and in the youtube videos is the 100 Envelope Challenge. Participants purchase a box of 100 envelopes and label them 1 to 100. Then they place progressive amounts of cash into each one of them ($1, 2,3,5,10,18, 25, 40 etc.) daily until all 100 are filled and they will discover over $5,00 has been saved! People can use plain envelopes or the specially designed, colored ,and handcrafted ones that Dorothy sells on her site (she made many of them with craft tools in the past). The envelopes and wallets come with unique styles and tracking mechanisms. Dorothy believes everyone deserves financial freedom and she is dedicated to helping people take control of their finances and saving/spending habits. For more information on Dorothy and Flower Budgets please visit her website: www.flowerbudgets.com
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