Messages from Journey Church
…
continue reading
The weekly teaching of Ashworth Church in West Des Moines, Iowa featuring pastors Brent Clark, Amy Becker, and Steve Rogers. Ashworth exists to connect families to Jesus, one another and our community. https://ashworth.church
…
continue reading
Learn all about investing in real estate in Des Moines, Iowa with a combination of real estate financial planning and modeling with numbers specific to Des Moines plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Des Moines).
…
continue reading
Court case overview Cover art photo provided by rob walsh on Unsplash: https://unsplash.com/@robertwalsh0
…
continue reading
Rare Fair: Behind the scenes at the Iowa State Fair like you've never heard before.
…
continue reading
An evening of live storytelling, the Des Moines Storytellers Project features community members coached by Des Moines Register journalists taking the mic to tell true, first-person stories. We believe everyone HAS a story and everyone CAN tell that story. Learn more at DesMoinesRegister.com/Storytellers.
…
continue reading
Des Moines and Dragons is a monthly podcast that features the city of Des Moines best and newest artists playing a variety of Tabletop Roleplaying Games. Each show's episode will be a continuation on the episode before until each game comes to a natural conclusion. We’ll do our best to stick to the rules as written, but occasionally our Game Master will adjust things as the scene requires.
…
continue reading
Hope’s Young Adult Ministry, REVIVE, serves the young adult population of the Des Moines area. REVIVE is so much more than a weekly worship gathering. At REVIVE we connect with people through music, God's Word, community and serving others together. We are a welcoming, relevant, passionate, and Spirit-led community, focused on developing followers of Jesus. All young adults in their 20 & 30s are welcome!
…
continue reading
The goal of What's Up Des Moines is to keep the community informed by highlighting news, various events, and changes within the DSM Metro. Furthermore, Rob Newton plans to give a voice to people seeking to make a difference in the community through their business or non-profit with interviews. Follow Rob on social media @RadioRobNewton. New Episode Friday mornings
…
continue reading
The Business Record has been serving the Central Iowa business community for over 35 years. Our mission: helping business do business better.
…
continue reading
Gospel Assembly Church is a pentecostal, non-denominational church located in the beautiful community of Urbandale, IA. This church strives to fulfill the call of God and influences lives world-wide through its various outreach ministries.
…
continue reading
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Betsy Sarcone- your professional Greater Des Moines Area Real Estate Agent.
…
continue reading
We believe that it's no accident that you're at this podcast. In fact, we've been praying for you! To find out more about Lutheran Church of Hope, please look through our history, our values and mission, feel free to visit us at lutheranchurchofhope.org.
…
continue reading
Sermon audio from Grandview Park Baptist Church in Des Moines, Iowa
…
continue reading
We spend most of our day looking down, distracting ourselves with technology and the things of life that ultimately don’t satisfy us. Psalm 121 encourages us to lift our eyes to the Lord, the One who watches over us by day and by night. Listen as Pastor Steve explores this psalm and encourages us to look to Jesus!…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Amos: A Voice of Justice and Righteousness
40:31
40:31
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
40:31
Rob Leitheiser speaks about Amos’ message of judgment for Israel’s religious hypocrisy.Rob Leitheiser tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Is It Better to Buy Rentals with 25% Down or All Cash After Buying an Owner-Occupant?
31:26
31:26
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
31:26
So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
If I Could Turn Back Time
35:34
35:34
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
35:34
In Psalm 51, we find King David in a difficult season of life. He’s made mistakes, and he has regrets. Pastor Amy explores what he wrote in response to his sin, finding that God can forgive what seems unforgivable.Amy Becker tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
The Impact of Buying Properties at a 5% Discount When Nomading™
26:24
26:24
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
26:24
So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
…
continue reading
Pastor Darrick discusses the prophecies found in the book of Joel.Darrick Young tarafından oluşturuldu
…
continue reading
What does one of the most popular Psalms in Scripture tell us about God’s presence? Listen to guest preacher Mike Harder share about the Good Shepherd described in Psalm 23.Mike Harder tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Deal Alchemy™ - Black Box Cash Flow
31:56
31:56
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
31:56
Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Hosea: A Scandalous Message
32:59
32:59
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
32:59
Darrick kicks off Journey’s summer series, “Summer in the Minors” by preaching on the first three chapters of Hosea.Darrick Young tarafından oluşturuldu
…
continue reading
The book of Psalms teaches us how to walk with God in a broken world. As we explore this beautiful book of Scripture throughout the summer, Pastor Brent begins by looking at Psalm 1. Here, we ask ourselves what consumes our minds, hearts, and actions. Whatever shapes your thinking shapes your life and walk with God.…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Warning - Risks of Rental Demand Declining When Investing in Real Estate
27:09
27:09
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
27:09
Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
…
continue reading
Now that we’ve explored who Jesus is, it’s time to respond. Pastor Brent and Pastor Amy dive into the various responses to Jesus we see in Scripture, encouraging us to follow Jesus in every facet of our lives.Brent Clark, Amy Becker tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Private Mortgage Insurance Myths
27:24
27:24
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
27:24
Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
…
continue reading
As we rediscover who Jesus is, we may also need to rediscover what His message was. Jesus spoke about the Kingdom of God more than just about anything else. Pastor Brent explores His message, ultimately encouraging us to remember that Jesus does and will still move among us as we work to establish the Kingdom of God.…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Warning - Risks of Neighborhood Decline When Investing in Real Estate
28:23
28:23
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
28:23
Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
…
continue reading
Politics consume us. They tend to inform the way we see ourselves, our neighbors, and the world around us. What does Jesus have to say about our political leanings, though? Was Jesus even political? Listen as Pastor Brent shares about this divisive subject, teaching us that no political party or politician can save the world—only Jesus can do that.…
…
continue reading
How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
…
continue reading
As we explore “the real Jesus” behind the many counterfeits we find in society, we are challenged to respond. Listen as Pastor Steve explores Christ’s mission on Earth, influencing how we engage with the people and world around us.Steve Rogers tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
How to Analyze Deals with Private Mortgage Insurance (PMI)
12:39
12:39
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
12:39
How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
…
continue reading
Jesus loved the easiest people to hate, showed respect to the disrespected, and blessed those who could offer nothing in return. He championed the outcasts of society, demonstrating His incredible love and compassion to all who came near and challenging us to do the same.Brent Clark tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?
36:02
36:02
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
36:02
In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
…
continue reading
Jesus was a humble King. In the stories of His miracles, teachings, and way of life, we constantly find Him serving the people around Him. As Pastor Amy explores this unique aspect of Jesus, it challenges us to question what it truly means to be “great.”Amy Becker tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Deal Alchemy™ - Residential vs Commercial Property
14:52
14:52
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
14:52
Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
…
continue reading
Despite the power money holds over us as individuals and a society, Jesus calls us to live differently. The invitation to follow Jesus is also an invitation to live as generously as He did. Pastor Brent continues our Rediscovering Jesus series, challenging our obsession with wealth and calling us to follow the authentic Jesus.…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Warning - Risks of Loan Called Due When Investing in Real Estate
30:12
30:12
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
30:12
Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
…
continue reading
Jesus was known by his radical compassion. His compassion wasn’t just an emotional response; it was also a physical one that led to the relief of pain and alienation. We too can grow in compassion by sitting at the feet of Jesus.Brent Clark tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
How to Analyze Buying a Rental Property at a Discount
36:48
36:48
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
36:48
How to Analyze Buying a Rental Property at a Discount in Des Moines Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…
…
continue reading
Will the real Jesus please stand up? In a world of counterfeits, it’s difficult to determine who the real Jesus is. This Easter Sunday, Pastor Brent explores the resurrection of Jesus. Who was there? How did it happen, and what does this pivotal moment tell us about who Jesus is?Brent Clark tarafından oluşturuldu
…
continue reading
How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
…
continue reading
As we conclude our journey through Joseph’s life as told in the book of Genesis, we learn that God can take the brokenness of our world and lives and turn it into something positive. Our story is one piece of the larger story God is writing, and that’s a beautiful thing!Brent Clark, Amy Becker tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
31:13
31:13
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
31:13
There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Deborah Svec-Carstens: How I built community through tragedy
15:21
15:21
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
15:21
Deborah Svec-Carstens found herself by being vulnerable with a tight-knit community in a foreign country after an assault. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…
…
continue reading
Forgiveness is the path to finding freedom. As we continue the dramatic story of Joseph as told in Genesis, he is finally reunited with his brothers. Will Joseph forgive them for all they’ve done, though?Brent Clark tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Deal Alchemy™ - Increasing Down Payment
19:59
19:59
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
19:59
Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
…
continue reading
Kenny Gaskin spent his childhood looking up to his teachers. Now he's a teacher with DMPS inspiring students and building a classroom community. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Jordan Brooks: How I use art to inspire and build a community
10:56
10:56
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
10:56
Jordan Brooks felt like he didn't belong — until he discovered art. Now he uses it to help others build their communities. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Erlin Kakkanad: My son's curiosity about skin color helped me embrace myself
15:49
15:49
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
15:49
Erlin Kakkanad wasn't embracing her true self when her son asked an innocent question: "Mama, why am I brown?" It led to a long journey of discovery. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyon…
…
continue reading
A dream once again takes center stage as we continue exploring the story of Joseph as told in the book of Genesis. This time, Pharaoh has a dream that requires interpretation. Listen as Pastor Amy shares Joseph’s journey towards freedom and redemption by using his leadership and administrative skills.…
…
continue reading
Pastor Darrick continues Journey’s “Chemistry” series by highlighting God’s faithfulness. As followers of Christ, the faithfulness we show in our relationships should reflect God’s faithfulness to us.Darrick Young tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Jim Sayers: How volunteering at an Iowa prison helped me build a community
16:46
16:46
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
16:46
Jim Sayers entered an Iowa prison thinking every inmate was the same. He left with a close-knit community. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines Storytellers Proj…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Warning - Risks of Rental Property Expenses When Investing in Real Estate
43:08
43:08
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
43:08
Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
…
continue reading
Pastor Darrick continues the Chemistry series by focusing on the importance of honesty in our relationships.Darrick Young tarafından oluşturuldu
…
continue reading
As we continue the story of Joesph, he finds himself in prison once again. However, God never stops working. Listen as Pastor Steve emphasizes the importance of remaining hopeful and faith-filled in the midst of the challenges of life.Steve Rogers tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
How to Analyze a New Construction Single-Family Home Property
33:49
33:49
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
33:49
How to Analyze a New Construction Single-Family Home Property in Des Moines Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jame…
…
continue reading
Sometimes God doesn’t save us from tragedy—He saves us through it. As we continue exploring the story of Joseph in Genesis, we find Joseph once again in the pit. Here, in the darkness and uncertainty, we find the evidence of Joseph’s trust in God despite his circumstances.Brent Clark tarafından oluşturuldu
…
continue reading
![Artwork](/static/images/128pixel.png)
1
The 3 Strategies to Pay PMI
29:59
29:59
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:59
The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
…
continue reading
In the book of Genesis, we find the redemptive story of a favored son named Joseph who has a dream. However, the dreams God gives us may not always take place the way we expect them to! Pastor Brent introduces our new series, Living the Dream, by exploring the beginning of Joseph’s story and the challenges that come with it.…
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™?
31:15
31:15
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
31:15
Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
…
continue reading
Following Jesus isn’t easy. It’s not just about believing the “right” thing or praying the “right” thing. It’s about relationship, one that takes time and effort to cultivate. Hear from several people in our congregation who are trying their best to cultivate their faith—not from a sense of guilt or obligation, but from a desire to know God and be …
…
continue reading
![Artwork](/static/images/128pixel.png)
1
Deal Alchemy™ - Cash Flow to Debt Paydown
25:59
25:59
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
25:59
Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
…
continue reading