Tina and Ann met as journalists covering a capital murder trial, 15 years ago. Tina has been a tv and radio personality and has three children. Ann has a master's in counseling and has worked in the jail system, was a director of a battered woman's shelter/rape crisis center, worked as an assistant director at a school for children with autism, worked with abused kids and is currently raising her three children who have autism. She also is autistic and was told would not graduate high school ...
…
continue reading
Learn all about investing in real estate in Ann Arbor, Michigan with a combination of real estate financial planning and modeling with numbers specific to Ann Arbor plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Ann Arbor).
…
continue reading
Your weekly Real Estate radio show and podcast for the Southern Appalachian Mountains and Foothills. Based out of Asheville, NC & hosted by Ryan Marshall and Carrie Ann Chandler. The show brings you along for an inside look at the Real Estate industry by focusing on information that Agents, Buyers and Sellers all need to know about one of the hottest real estate region markets in the country.
…
continue reading
1
From Pain to Purpose: A Story of Redemption from a Musical Genius: Michael Haburay Part 1
38:30
38:30
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
38:30
From the death of his dad, to the consequences of addiction, Michael took his pain , did a 180 and now reaches the masses. He realized he needed to change when he no longer recognized the man in the mirror and was compromising his moral compass on a regular basis. He sought the help that he needed and is taking his musical talent to stages all over…
…
continue reading
1
Warning - Risks of Loan Called Due When Investing in Real Estate
30:08
30:08
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
30:08
Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
…
continue reading
1
Regrets: A Different Perspective
45:37
45:37
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
45:37
Have you ever stood at life's crossroads, weighed down by the what-ifs and should-have-dones? Our latest episode takes you through the twists and turns of life's journey, reflecting on the tough decisions we've all made and the lingering sting of regret. We navigate the bittersweet paths of past choices, like the heartache of not saying goodbye to …
…
continue reading
1
How to Analyze Buying a Rental Property at a Discount
36:44
36:44
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
36:44
How to Analyze Buying a Rental Property at a Discount in Ann Arbor Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test…
…
continue reading
1
Passing the Baton of Life: Staying in the race and finishing stronger
28:45
28:45
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
28:45
As Viola Davis once eloquently captured, life's akin to a relay race where we pass the baton between our past, present, and future selves. In this heart-to-heart session, we unpack this powerful metaphor, discussing how our history can tether us down and exploring the liberation that comes with confronting childhood trauma. Through personal tales w…
…
continue reading
1
World Autism Awareness Day: What it's like to be Autistic and the tools that has helped to navigate the world
38:35
38:35
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
38:35
Navigating daily life can be a labyrinth, especially when you see the world through the unique prism of autism. On our latest episode of Real Talk with Tina and Ann, we're joined by Ann herself, who not only lives with autism but is also the mother to three autistic children. She opens up about the silent battles in classrooms and the victories won…
…
continue reading
How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
…
continue reading
1
Why did you Survive? Purpose in the Pain and Hope in the Journey
29:54
29:54
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:54
This week's episode has never gone this deep before. Ann shares things she has never shared in this raw, unfiltered depiction of why she believes we survive the unthinkable. She shares why she dropped to the floor and found herself in a ball on the floor unable to get up. She finally found it within herself to get up and move, but what put her ther…
…
continue reading
1
Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
31:09
31:09
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
31:09
There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
…
continue reading
1
Soundtrack of Our Souls: Finding Solace in the Musical Anthems that have Helped Us Heal
25:57
25:57
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
25:57
As we commemorate the 30th anniversary of Kurt Cobain's untimely departure, we find ourselves discussing the impact music makes in our lives. Tina and Ann discuss healing through music, a collective cry as many find their voice in the gritty anthems of a generation. Th pair talk about the artists who've given voice to their deepest struggles and ho…
…
continue reading
1
Deal Alchemy™ - Increasing Down Payment
19:54
19:54
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
19:54
Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
…
continue reading
1
Kindness can Change a Life
29:34
29:34
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:34
This week's episode is a reminder to look past the 'attention-seeking' behavior and look at it as connection seeking. This episode is for anyone who has had someone change the trajectory of their life with a simple act of kindness or if you have done this for someone else. Join us (Ann and guest host Denise Bard) as we embrace the fact that our pas…
…
continue reading
1
Warning - Risks of Rental Property Expenses When Investing in Real Estate
43:03
43:03
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
43:03
Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
…
continue reading
1
In your Face Trauma: You are Stronger than your Circumstances
39:28
39:28
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
39:28
This episode was inspired by a statement made in Kara Swisher's recent book, The Burn Book. Tina and Ann discuss how Trauma changed them for...wait for it...the better? How can that happen. Well, trauma is not what made them better, but their strength, determination and resilience changed trauma's path. The two discuss how their trauma actually mad…
…
continue reading
1
How to Analyze a New Construction Single-Family Home Property
33:45
33:45
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
33:45
How to Analyze a New Construction Single-Family Home Property in Ann Arbor Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James…
…
continue reading
1
Seeing the World through Trauma's Lens
29:31
29:31
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:31
When the ground beneath you shakes, trust can crumble into dust. That's the stark reality for many who've walked through the storm of trauma, a journey Tina and Ann understand all too well. Do we keep up our walls, open a window, or build a bridge of trust. Our intimate stories serve as beacons for those navigating the murky waters of skepticism, w…
…
continue reading
1
The 3 Strategies to Pay PMI
29:55
29:55
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:55
The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
…
continue reading
1
Anniversaries: The Delicate Balance of Celebrations and Grief Part 2
30:55
30:55
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
30:55
Every year, as the calendar circles back to the day we said goodbye to a loss, we find solace in the small rituals we've created to honor memories. Today's episode is a tender exploration of how we navigate the poignant anniversaries of loss—be it a loved one's passing, a divorce, or any pivotal goodbye. Together,, we share stories close to the hea…
…
continue reading
1
Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™?
31:11
31:11
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
31:11
Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
…
continue reading
1
Anniversaries: The Delicate Balance of Celebration and Grief Part 1
30:32
30:32
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
30:32
Tina and Ann get nostalgic in the complex tapestry of emotions that anniversaries weave into our lives. We unfurl the delicate threads of joy, heartache with reconciling past grievances with love and understanding. It's a journey through the winding roads of grief, where sorrow and celebration often hold hands. The dialogue ventures into the realm …
…
continue reading
1
Deal Alchemy™ - Cash Flow to Debt Paydown
25:55
25:55
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
25:55
Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
…
continue reading
1
The strength in being Vulnerable and affirmations: Charde Young part 3
29:21
29:21
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:21
As Ann and Charde Young ( Love Freely) wrap up this three-part series, they continue their conversation on doing it afraid and the beautifulness of being vulnerable. They inspire many as they talk family secrets, betrayal, their search for self-acceptance and how affirmations guide them toward self-love as they try to light the path for others. The…
…
continue reading
1
A personal and candid message from Ann
24:22
24:22
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
24:22
A personal message from Ann. She gets personal and candid after reading Mariska Hargitay's (Olivia Benson from SVU) article in People Magazine and saw her interview on the Today Show. Ann gets honest and talks about Mariska's situation and how to take pain and turn it into helping others. She discusses showing your true self, scars and all. S Havin…
…
continue reading
1
Warning - The Risk of Down Payment Size When Investing in Real Estate
47:38
47:38
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
47:38
Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
…
continue reading
1
Emotional Bravery--From Pain to Purpose: Charde Young part 2
32:19
32:19
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
32:19
Vulnerability equals strength. Authentic, emotional bravery vs. societal pressures of concealment. Charde Young, also known as Love Freely, as we discuss how our toughest moments can lead us to profound growth and authenticity fosters genuine connections. Destiny vs. Choice. Was your path chosen for you or do you choose your path. Can we find life'…
…
continue reading
1
How to Analyze a 5% Down Single-Family Nomad™ Property
36:43
36:43
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
36:43
How to Analyze a 5% Down Single-Family Nomad™ Property in Ann Arbor Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deal…
…
continue reading
1
Doing it Afraid: Not Confident but Courageous
30:03
30:03
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
30:03
In this episode of Real Talk with Tina and Ann, Ann interviews Charde young who is also known as Love Freely, on stage. Charde is in several bands. She is one of the singers in Apostle Jones, a band that has been named, Best Band in Cleveland, Ohio. She has two of her own bands, Mixed Feelings and New Vibe. She also has performed with Tropidelic. S…
…
continue reading
1
What Affects Your PMI Rate
16:31
16:31
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
16:31
What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
…
continue reading
Life throws us curveballs, and sometimes they hit close to home. That's the case with my co-host Ryan Marshall, who is bravely facing the aftermath of a serious stroke. We're rallying around Ryan's journey to recovery, and I, Carrie Ann Chandler, invite you to join us by sending your positive thoughts and contributing to the GoFundMe campaign linke…
…
continue reading
1
Helping our Kids Through Trauma Can Trigger Our Own Abuse Part 3
28:59
28:59
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
28:59
When our own childhood traumas resurface in the role of a parent, the journey takes on a deeper significance. In the intimate space of this episode, Ann shares the story of her son's struggle at school, an ordeal that brought forth her buried yearnings for protection and understanding. This isn't just a narrative about the challenges we face; it's …
…
continue reading
1
Is It Better to Rent or Buy an Owner-Occupant Property for 5% Down When Otherwise Buying 25% Down Rentals?
31:22
31:22
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
31:22
You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
…
continue reading
1
Helping our Kids Through Trauma can Trigger Our Own Abuse Part 2
29:43
29:43
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:43
Embarking on a journey through the trials of motherhood and the quest for personal growth, We discuss profound ways our own upbringing shaped our approach to raising our children. With raw honesty, we share the pivotal transformation we underwent to provide our kids with what we never had—a cycle of nurturance over abuse. Every parent faces unique …
…
continue reading
1
Deal Alchemy™ - Lease-Options
27:13
27:13
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
27:13
Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
…
continue reading
1
The Alchemy of Professionalism and Self-Care in Property Sales
42:40
42:40
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
42:40
Ever wondered how a seasoned event planner flips the script to become a real estate maestro during a global pandemic? Annie Lewis did just that, and on "The Real Deal with Ryan and Carrie Ann," she doesn't hold back on her trade secrets. In a heart-to-heart, I unravel my mentor's story and how her prowess in networking became the cornerstone of her…
…
continue reading
1
Helping Our Kids Through Trauma can Trigger Our Own Abuse Part 1
31:07
31:07
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
31:07
When the echoes of our past traumas surface as we navigate the waters of parenthood, the journey can be complex. Denise and Ann open up about the raw, emotional challenges they've faced in an attempt to parent effectively without their fears and experiences overshadowing our children's growth. From confronting the specter of inappropriate behavior …
…
continue reading
1
Warning - Insurable Risks When Investing in Real Estate
32:35
32:35
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
32:35
Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Ann Arbor adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to …
…
continue reading
1
Embracing New Beginnings Amidst Grief and Loss
29:40
29:40
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:40
When the heartache of loss intertwines with the courage to embark on new beginnings, we find ourselves at life's most pivotal crossroads. While we have moments of sorrow, we find strength at the dawn of new chapters. Navigating the complexities of life doesn't come without its trials. Our conversation weaves through what shapes our journey, confron…
…
continue reading
1
How to Analyze a 20% Down Single-Family Home Rental
54:17
54:17
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
54:17
How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…
…
continue reading
1
Exploring Infinite Banking for a Debt-Free Future w/ Joel Skene
45:15
45:15
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
45:15
How would you like to have the ability to control your finances and build wealth for future generations? Join me, Ryan Marshall, and my guest, Joel Skene, as we unfold the concept of Infinite Banking, a strategy that can potentially accelerate your journey to financial freedom. Joel, a seasoned expert and host of Biz Radio's Mindful Marketplace, sh…
…
continue reading
1
SAD During the Holidays and Winter Months
29:12
29:12
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:12
Our latest episode offers an intimate glimpse into the dichotomy of the winter months, from the warm glow of family gatherings to the cold touch of loneliness and loss. We recount our own experiences, and share how the festivities can sometimes deepen the shadows for those grappling with grief , emotional pain or health challenges, With recollectio…
…
continue reading
1
What is PMI And How to Avoid It
21:35
21:35
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
21:35
What is PMI And How to Avoid It You want to work with a lender so that you don't need to purchase a property with all cash. The lender is willing to lend you money, charging you interest to make a profit, and ensuring there is a safety buffer of equity in case you default and they need to foreclose to recover their funds. Your goal is to minimize t…
…
continue reading
1
Unpacking the Dynamics of a Home Inspection Business
41:34
41:34
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
41:34
If you've ever wondered about the ins and outs of home inspections, this episode is for you! Our special guest, Dylan Schepps, the owner of Vista Inspections, pulls back the curtain on what it's like to be in the business. Hailing from a family of tradespeople, Dylan has a wealth of knowledge and experience to share. He talks about his journey, fro…
…
continue reading
1
Reading someone's Trauma or Triggers is a Love Language
28:35
28:35
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
28:35
Have you ever questioned the saying "God won't give you more than you can handle" and wondered if maybe, just maybe, He does? This deep and meaningful conversation tackles that very thought, highlighting how our trials can draw us closer to Him. We share our journey of understanding trauma as a love language and the unique healing paths we've taken…
…
continue reading
1
Is It Better to Put 25% Down and Buy 9 Rental Properties After Buying an Owner-Occupant or Nomad™ with 5% Down?
33:16
33:16
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
33:16
Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each? By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster f…
…
continue reading
1
Kimi McBurney's Unconventional Path to Real Estate Success
45:16
45:16
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
45:16
Ever wondered about the ins and outs of real estate and owning multiple businesses? Tune in to our latest episode of the Real Deal, where we pick the brain of the incredibly insightful Kimi McBurney, a licensed general contractor and a multi-business owner who has successfully made the shift from construction to real estate. Kimi's journey is both …
…
continue reading
1
Physically Revisiting Trauma
59:23
59:23
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
59:23
What goes on in the mind and in the healing when a person walks the same streets where trauma occurred. Returning to these places can trigger positive and negative emotions. Sometimes, revisiting a place tied to distressing memories can help us gain understanding or find a sense of peace. Sometimes it shows how far we have grown since the event occ…
…
continue reading
1
Improving Cash Flow on Rental Properties by Improving the Property
28:05
28:05
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
28:05
Improving Cash Flow on Rental Properties by Improving the Property When real estate prices, mortgage interest rates, and rent rates are high, it can be more challenging to generate great cash flow from a rental property. However, it is also more important than ever to do everything in your power to maximize cash flow. There are 88 strategies for im…
…
continue reading
1
Revolutionizing Real Estate: Organic Lead Generation Strategies
45:56
45:56
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
45:56
Do you ever wonder how a fresh real estate agent navigates the ebb and flow of the market? This episode of "The Real Deal with Ryan Marshall and Carrie Ann Chandler" lets you on the secret as we chat with a dynamic guest who is on a roll, especially with the recent 9.2% surge in the median sale price in the Asheville regional area. We'll delve into…
…
continue reading
1
A Quote-Filled Episode on Boundaries, Healthy Healing, Healthy Grieving and Advocating
36:44
36:44
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
36:44
Tina and Ann delve into quotes that have echoed in many hearts and souls. Does God give us more than we can handle? Tina and Ann have a very interesting discussion on these words. This quote-filled episode is carefully guided through the topics of boundaries, healthy healing, healthy grieving, ridding of toxic relationships, the importance of advoc…
…
continue reading
1
Refinancing Rental Property Tips
33:16
33:16
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
33:16
Refinancing Rental Property Tips There are many flavors of refinancing rental properties: cash-out refinances, cash-in refinances, rate and term refinances, and recasting loans. Understanding each one, when you might want to use them in your real estate investing, the general rules and guidelines for using them, and the impact of each are all impor…
…
continue reading