Dedicated to the First Time Home Buyer, we are here to give you the information you need to buy your first home. We are a group of real estate agents and mortgage lenders, and we know the home buying process can be confusing and intimidating. Learning a few key factors can help make the process easier to understand and less stressful. Our Website @ https://fthbpros.com has all episodes, articles, tools, and additional resources. NMLS#2141541 DRE# 02141890 / 02099257
…
continue reading
1
28 - Understanding and Utilizing Seller Concessions for Maximum Home Buying Advantage
15:27
15:27
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
15:27
Ever thought about how you might be leaving money on the table in your home buying negotiations? Well, we've got the perfect episode for you! Today, we're unpacking the mysterious world of seller concessions, and how they can work in your favor. We'll guide you on how to seek them out, negotiate them, and the remarkable role they can play in reduci…
…
continue reading
1
27 - Manufactured Homes & Building A Home On Your Own Land
33:35
33:35
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
33:35
Ever wondered what distinguishes a manufactured home from a stick-built one? Or perhaps you've grappled with the stigmas and misconceptions surrounding manufactured homes. If so, this episode is for you. We're joined by the seasoned expert and owner of Stell RE Group, Steven Ellefson, who brings his deep knowledge and insights into the world of man…
…
continue reading
1
26 - Top 10 Real Estate Scams & How to Avoid Them
26:55
26:55
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
26:55
We're looking at some of the most devious scams and practices that could happen to first-time home buyers. From fake rental listings, bait and switch schemes, to the devastating impact of title fraud - we expose the top 10 that can affect you. We look at the importance of title insurance and the potential pitfalls related to property titles. It's n…
…
continue reading
1
25 - Exploring the Benefits of Smaller Homes and Finding Your Perfect Space
19:56
19:56
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
19:56
What if we told you that choosing a smaller home could actually lead to a happier, more fulfilling life? Join us as we explore the ever-changing concept of the "right size" home and discuss how sometimes, less is more. We'll take you on a journey through the history of home sizes, from the early 20th century to the present day, and discuss the impa…
…
continue reading
Ready to embark on the rewarding journey of homeownership, but feeling overwhelmed by the process? Worry no more; we've got you covered with our First Time Homebuyers podcast! As your personal guide and licensed loan officer and real estate agent, I'm Phil, and we'll be navigating the home buying process together. From finding the right real estate…
…
continue reading
1
24 - Conquering Condo Financing: A First-Time Homebuyer's Guide
21:30
21:30
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
21:30
Ready to take the plunge into your first condo or townhome purchase, but feeling overwhelmed by the financing process? Our resident expert, Sarah, is here to guide us through the your journey toward homeownership with a condo or townhome. Our discussion not only uncovers the different types of loans available for condos and townhomes – such as conv…
…
continue reading
1
23 - Condo and Townhome Living: Common Misbeliefs and Why They Might be a Great First Home
14:53
14:53
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
14:53
Are the myths about condos and townhomes holding you back from exploring their benefits? Tune in as we debunk 10 common misconceptions and discuss the pros and cons of condo and townhome living. Discover the key differences in maintenance, privacy, personalization, and selling between these housing options, and learn how they can offer more afforda…
…
continue reading
1
22 - Home Touring and Open House Tips
15:02
15:02
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
15:02
As a first time home buyer, you may not know some of the Do’s and Don’t of touring a home, whether that’s going to open houses or a private tour with an agent. We’ll go over 8 do’s and 8 don’ts about touring homes, and talk about some key points to help you make the most of your time and experience. Do's Bring your real estate agent to an open hous…
…
continue reading
1
21 - How To Budget for Buying A House
24:13
24:13
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
24:13
We'll be discussing the age-old question, how much should we spend on a home? With everyone's situation being unique, it's important to talk about the fundamentals of creating a budget and give you some overall guidance that you can use to come up with your ideal budget. Tools & Resources: Show Notes & Article: https://fthbpros.com/first-time-home-…
…
continue reading
I'm talking about one of my favorite down payment assistance programs that you can qualify for even if you make a higher income. If you qualify for an FHA loan, you likely can qualify for this. This program offers a 2% or 3.5% forgivable down payment and/or closing cost assistance with NO income limitations! That's right - no matter how much money …
…
continue reading
1
19 - Down Payment Assistance Programs
17:21
17:21
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
17:21
We dive into the world of down payment assistance programs and how they can help you achieve your dream of homeownership. With housing affordability becoming a growing issue, these programs are becoming increasingly important for first-time buyers. In this episode, we discuss: The different types of down payment assistance programs and how they wor…
…
continue reading
One popular piece of advice given to first time home buyers is to “marry the house and date the rate.” This phrase refers to the idea of putting more emphasis on finding a house that meets your needs for the long term, and thinking of the interest rate in shorter or temporary term. We'll be taking a closer look at this concept and see what it means…
…
continue reading
1
17 - Purchasing a New Construction Home
13:10
13:10
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
13:10
Learn about purchasing a new construction home - some tips and information to get the most out of your purchase. From financing options, to budgets and design choices, we want you to be prepared for the process and make an informed decision. Send us a text Support the show Find all our episodes, articles, newsletter, and resources on our main site:…
…
continue reading
1
16 - The Hidden Costs and Fees of Buying a Home
16:04
16:04
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
16:04
In this episode, we will explore the often-hidden costs and fees associated with purchasing a home that most buyers don’t consider. From home inspections and closing costs to moving expenses and mortgage fees, there are many hidden charges tucked away in the home buying process that must be accounted for when budgeting. We will talk to real estate …
…
continue reading
1
15 - What You Need to Know About Credit
29:14
29:14
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
29:14
In this episode of the podcast, we talked to Stef Beltran del Rio from 360 Credit Consulting about the basics of credit for first time home buyers. We discussed different credit myths, tips for building and maintaining a good credit score, what to look out for when dealing with creditors, and more. Get your free credit consultation at: 360 Credit C…
…
continue reading
1
14 - Alternate Loan Programs
16:40
16:40
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
16:40
If you're self-employed or a contractor, maybe you have inconsistent seasonal income or had some major financial issues recently. Keep listening. This episode is for you. We'll focus on the following alternate (Non QM) loans: Jumbo Loans Bank Statement Loan ITIN Loan Interest-Only Home Loans Bad Credit (Post BK) Who they are for, and some general q…
…
continue reading
1
13 - Buying a Home in a High Interest Rate Market
15:53
15:53
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
15:53
It’s the end search is over. Stop even looking for a house. You’ll never be able to afford it, not with those interest rates. Is that what you've been hearing or thinking? Is it even worth looking at homes anymore? Is your dream crushed? The reality is that, no, you aren't out of the running. It's just a different market now. Today I've got Sarah b…
…
continue reading
1
12 - Are You Emotionally Ready To Buy A Home?
11:24
11:24
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
11:24
8 questions to ask yourself to make sure you are ready to buy a home from an emotional standpoint. Full Article and show notes @ https://fthbpros.com/are-you-emotionally-ready-to-buy-a-home/ Are you comfortable with the idea of owning a home, or is it intimidating? Are you ready and confident to be solely responsible for ensuring the home is always…
…
continue reading
1
11 - What is a Home Inspection?
14:46
14:46
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
14:46
Buying a home can be an intimidating process, but having a comprehensive inspection done can help you make an informed decision and give you peace of mind. Join Our Facebook Community @ https://www.facebook.com/groups/fthbpros/ An inspection is an evaluation of a property or home, typically conducted by a professional inspector, in order to identif…
…
continue reading
The Department of Veterans Affairs (VA) offers a mortgage loan that can be used by those who have served or are presently serving in the military. With no down payment required, and no mortgage insurance, this is one of the best loans available. See more eligibilty information as well as full show notes @ https://fthbpros.com/what-is-a-va-loan/ We …
…
continue reading
1
9 - Is Now a Good Time to Buy a Home?
10:23
10:23
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
10:23
If you’re thinking of buying a home, it’s important to consider a number of factors. These include your current financial situation, employment stability, and future plans. The market conditions themselves may not be as important as you think. Full Show Notes / Article @ https://fthbpros.com/is-now-a-good-time-to-buy-a-home/ Now may be a good time …
…
continue reading
1
8 - How to Save for a Down Payment on a House
14:53
14:53
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
14:53
Saving up for a down payment on a house can seem like an impossible task but there are ways to make it happen. I give 8 different tactics that can be used and combined together to help you get your down payment in 12-24 months. See the full article and show notes here: https://fthbpros.com/how-to-save-for-a-down-payment-on-a-house/ Don't let the do…
…
continue reading
1
7 - Buying an REO or Short Sale Home
21:27
21:27
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
21:27
We're talking about buying distressed homes for less than market value, are they worth it? Raj Sharma brings his knowledge of REO, short sale, and pre-foreclosure homes to the episode, to give you an idea of what these homes are, how to find them, and if they're worth it for a first time home buyer. Raj is a Southern California real estate agent wh…
…
continue reading
Sometimes called the first time home buyers loan, FHA loans are one type of loan that you may come across during your research. We’ll take a closer look at what an FHA loan is and how it might benefit you as a first-time home buyer. We'll cover the following topics: An Introduction to FHA Loans What types of FHA loans are there? What Are the Benefi…
…
continue reading
Today I’ll be talking about What is a Credit Score, and is Credit Karma Accurate. See full show notes @ https://fthbpros.com/what-is-a-credit-score-and-is-credit-karma-accurate/ A credit score is a number that represents your creditworthiness. this number is generated from the information in your credit report. the higher your score, the less likel…
…
continue reading
Today we’ll be talking about what is a pre-approval or pre-qualification. We’ll also talk about what kind of documentation you may need to get that letter. Let’s start at the beginning, a pre-approval or pre-qualification are both letters that your loan officer will create that states how much of a loan you could be approved for. This letter is use…
…
continue reading
1
3 - Choosing a Real Estate Agent
24:27
24:27
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
24:27
One of the first steps to home ownership is choosing a real estate agent. I’d like to go over a few ways you can find an agent, and the types of questions you can ask. Want to get connected with a vetted agent right away? We’ve partnered with Home&Money to help you get connected quickly and easily. Simply head over to https://homeandmoney.com/fthb/…
…
continue reading
1
2 - How to Find a Lender, and What Questions Should I Ask Them?
11:50
11:50
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
11:50
Today we’ll be talking about how to find a good lender and what questions to ask them to make sure they’re a good fit for you. For each section, we go into detail to help you better understand the process. Let’s first start by just listing a few of the ways to find a lender: Realtor referral A friend or coworker who recently bought a home An Online…
…
continue reading
1
1 - The Basics of buying a home from start to finish.
26:08
26:08
Daha Sonra Çal
Daha Sonra Çal
Listeler
Beğen
Beğenildi
26:08
The 15 steps of the home buying process. It's really the 101 of buying a home - from start to finish, tailored to the first time home buyer. Are you ready to navigate the world of homebuying with confidence? Join us on this information-packed episode as we guide you through the entire process, from getting pre-approved for a loan to finally holding…
…
continue reading