Personal Freedom halka açık
[search 0]
Daha fazla
Download the App!
show episodes
 
The Sovereign Shift™ is a movement disguised as a podcast...a living archive of the human journey from captivity to sovereignty. Hosted by Chelsea Eden Dubeau, communications strategist, certified breathwork guide and spiritual coach, and creator of Runway to Freedom™ and WOO Breathwork™, each episode explores what it really means to awaken, serve, and lead in a world that’s remembering its power. You’ll hear from healers, artists, teachers, and thought-leaders - humans walking each other ho ...
  continue reading
 
Ari Taublieb is a CERTIFIED FINANCIAL PLANNER™ and Vice President of Root Financial Partners. Ari Taublieb, CFP®, MBA specializes in helping people navigate an early retirement. I get it...retirement sounds overwhelming (an early retirement may sound particularly overwhelming)! Does it just feel like there's so much to consider and you just want to make sure you're doing everything you can to set yourself up right? If I may ask...why do YOU want to retire early? Do you want to travel? Have y ...
  continue reading
 
Welcome to Season One of “The Happiness Show” where Julia Thornbrough, the host, showcases what it means to live on the Love Path. And more importantly, how to do it? Fear Path living is not where you want to be. But yet, that’s where most people reside. That was me. That’s why I want to shorten your learning curve. I will use the phrase, Partnering UP often, which is prayer to your higher power respectively. Why? Because that is one of the three pillars I feel is essential if you want to li ...
  continue reading
 
The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire? 👉 Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, a financial and retirement coac ...
  continue reading
 
Artwork

1
Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House

icon
Unsubscribe
icon
icon
Unsubscribe
icon
Haftalık+
 
Welcome to the money podcast for women who want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe — you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! 💛 Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you: ✨ Don’t know what a portfolio is ✨ Feel intimidated by the word “investing” and by the whole process ✨ Or secretly worry you’re “ju ...
  continue reading
 
Loading …
show series
 
Retiring by 55 sounds incredible, but it takes more than hitting a savings target. You need to understand how to bridge the gap between your last paycheck and the life you want to live. In this episode, Ari Taublieb, CFP®, shares the five things every early retiree should know before calling it quits. From the overlooked “Rule of 55” to navigating …
  continue reading
 
If the news is stressing you out and you’ve caught yourself thinking: “Maybe I should buy gold… or crypto… or something to protect my money…” — this is the episode you need. You’ll discover: ✨ The real reason so many women run to gold and crypto when the world feels unstable — and why that instinct can quietly work against you ✨ What gold and Bitco…
  continue reading
 
Feel overwhelmed by debt and unable to plan for retirement? In this episode, I explore retirement and debt, and why they don't have to be mutually exclusive. The truth about paying off debt before retirement is that you don't have to eliminate everything first. But you do need help with identifying what's really causing your debt cycle. Discover ho…
  continue reading
 
This Halloween — or Samhain, the season when the veil is thinnest — we’re talking about rebirth, remembrance, and rising from the ashes with intuitive energy healer and life reinvention expert Tara Wiskow. After losing 220 pounds, surviving trauma, addiction, and near-death moments, Tara awakened her spiritual gifts and now helps women break free f…
  continue reading
 
What if your divorce wasn’t a failure… but your financial reset? In this episode, Francesca reframes one of the hardest life transitions not as an ending, but as the beginning of financial independence. You’ll learn: 1️⃣ Why divorce can become a financial awakening — not just a loss 2️⃣ The most common money mistakes women make during and after sep…
  continue reading
 
Retirement doesn’t come down to a magic number, it comes down to your number. This episode gives you a simple, personalized framework to decide when you can truly retire based on the life you want, not generic benchmarks. First, get clear on monthly spending (baseline needs + lifestyle wants). Then reverse-engineer your target by layering in taxes,…
  continue reading
 
In this episode, you’ll learn: 1️⃣ Why real estate feels safe and the psychology behind that comfort 2️⃣ The hidden risks most first-time buyers never calculate 3️⃣ How property really compares to stock market investing over time 4️⃣ The single question to ask before buying “for investment” It’s an honest, data-driven look at what truly builds fina…
  continue reading
 
What if the “smart” money choice isn’t the choice that builds your best life? This Root Talks episode starts with a bucket-list moment for James—throwing the first pitch at a Padres game—and turns into a bigger lesson: money is a tool to create meaning, not a score to keep. It’s a look at the Five Types of Wealth (financial, time, social, mental, a…
  continue reading
 
Ever felt like you’re doing all the “right things” with your money… but still not really in control? That’s exactly where Pauline, one of our Investing School graduates, was… until something shifted. In this candid conversation, Pauline shares how she went from doing investing to owning it and how that one mindset change transformed not just her po…
  continue reading
 
Feeling anxious about retirement? Many people believe retirement isn’t even an option for them. But understanding your retirement timeline is the first step toward finding peace about your future. This episode will help you move from hopelessness to having a clear, achievable retirement timeline. What You'll Learn: ✅ How to identify when you want t…
  continue reading
 
Most headlines shout that you need millions to retire comfortably. The truth? It depends on you. Ari breaks down what “enough” really means, and how to design a plan that fits your lifestyle, health, and peace of mind, not someone else’s spreadsheet. In this episode, you’ll hear real-life stories that prove one size doesn’t fit all. A saver with $3…
  continue reading
 
Francesca breaks down the simple, beginner-friendly portfolio anyone can start — even if you’ve never invested €1 before. You’ll learn: • The 3 building blocks of a strong starter portfolio • Why “boring” investments often outperform “fancy” ones • The 3 questions to ask before you pick any ETF This isn’t a list of hot stock tips — it’s the foundat…
  continue reading
 
This week I’m renaming these solo episodes to Freedom Frequency to reflect what we’re really doing here: reclaiming sovereignty in body, mind, and service. I break down the S.A.L.T. cycle I see every purpose-led woman moving through — Sleep, Awaken, Lead, Transform — and why you are not inconsistent or broken. You’re cycling. I also name the valley…
  continue reading
 
In this episode, Francesca exposes the difference between looking rich and being financially free and why the women who quietly build real wealth almost never flaunt it. You’ll discover: • What real rich women in Europe and the UK actually do with their money (and why they don’t need to show it off) • The truth behind performative “luxury” culture …
  continue reading
 
If you’re worried about retirement, this episode is your nudge to stop avoiding the fear and start exploring it. Because the longer you sit in uncertainty, the more complacent you become. In this episode, I’m unpacking what it really means to “get serious” and why facing your retirement fears is the key to taking action. You’ll learn how to identif…
  continue reading
 
Feeling like “flat” retirement spending plans don’t match real life? You’re not imagining it. Spending typically follows a retirement smile: higher in the early “go-go” years, lower in the “slow-go” years, then rising again later with healthcare needs. In this episode, Ari Taublieb, CFP®, shows how acknowledging that curve can unlock more life earl…
  continue reading
 
Everyone says they want “financial freedom.” But here’s the real question: How long are you actually willing to wait for it? Because that answer — not your salary, not your strategy — changes everything. In this episode you’ll learn: • Why impatience quietly destroys more wealth than bad investments • The simple math that proves time is your greate…
  continue reading
 
What if the next 10 years bring just 3% returns from the S&P 500? In this episode, we turn that forecast into a real-world retirement plan—not panic. You’ll learn how to stress test your portfolio, build flexibility into your spending, and design a withdrawal strategy that can survive tough markets. Listen as Ari and James break down: Sequence-of-r…
  continue reading
 
What no one tells you about leaving a stable job? The scariest part isn’t quitting. It’s the in-between — that messy middle where you’re rebuilding your income, your confidence, and your identity all at once. You’ll discover: • How she turned fear into financial structure when there was no Plan B • The simple automation that quietly rebuilt her wea…
  continue reading
 
Birgitta Visser has lived a life that reads like a spiritual odyssey — from trauma and loving people with addiction to worldwide travels, soul awakenings, and profound channelings. In this deeply honest and cosmic conversation, she and Chelsea explore the healing path that begins with radical self-responsibility and ends with remembrance: of who yo…
  continue reading
 
If you keep googling how to make money, quit your job, or get more clients, the real question you are asking is “How do I get free?” The answer is sovereignty. This episode reframes freedom as a nervous system state, not a strategy. Chelsea explains why anxiety, burnout, people-pleasing, money stress, and creative blocks are all expressions of the …
  continue reading
 
Before anyone can guide your investments, you need to understand your own money first. In this episode, Il talk about why you are the expert of your money and what you need in place before bringing in a financial advisor. You’ll learn how to build confidence around your cash flow, set realistic savings goals, and create the clarity that helps you m…
  continue reading
 
Feeling like healthcare makes early retirement impossible? It’s a common belief, but often fixable with thoughtful income planning. Premium tax credits under the ACA aren’t vanishing; the enhanced credits are scheduled to sunset after 2025, and the pre-2021 rules (including the ~400% FPL income cap) are slated to return in 2026 unless Congress acts…
  continue reading
 
You’ve seen them: The YouTube “experts” promising passive income with one ETF. The Instagram reels that say “This is the investment you need.” The flashy “money coaches” selling €297 blueprints to financial freedom. You’ll learn: • The subtle difference between education and manipulation • Why “it worked for me” is not a strategy — it’s a story • A…
  continue reading
 
You may be thinking, “I just need to save a certain amount of money to retire,” but the truth is, getting ready for retirement requires so much more than just hitting a number. In this episode, I’m walking you through my Retirement Confidence Formula, a simple, step-by-step framework designed to help you get clear, organized, and take action so you…
  continue reading
 
Ever get hit by a confidence hangover after scrolling Instagram? In this episode, Francesca unpacks what’s really hiding behind the polished feeds — and how comparison quietly drains your confidence, your focus, and even your financial decisions. You’ll learn: • Why the women who look rich often aren’t the ones who are • How the “confidence hangove…
  continue reading
 
Instead of stress and panic in most emergencies, your emergency fund can help you have a sense of peace. In this episode, I’m showing you how to build an emergency fund that doesn’t feel like a restriction or a sacrifice. Instead, it’s a tool that brings peace, freedom, and confidence so that you can handle life’s surprises without fear. In this ep…
  continue reading
 
Feeling anxious about taking money from your retirement accounts? You’re not alone. That first withdrawal feels odd after decades of saving, but a clear process and tax plan turns uncertainty into confidence. In this episode, Ari Taublieb, CFP®, breaks down how withdrawals actually move from investment accounts to your checking—and what the tax bit…
  continue reading
 
Ever found yourself staring at the ceiling at 2am, doing mental math about your bank account? You’re not alone. In this episode, Francesca breaks down what risk tolerance really means — and why it has nothing to do with being brave, smart, or “good with money.” You’ll learn: • What risk tolerance actually looks like in real life (not just on a brok…
  continue reading
 
When you think about retirement, does it ever feel like everything is an urgent must-do? Should you pay off debt, be saving more, or catch up on savings for retirement? No wonder it feels overwhelming! The truth is, trying to tackle everything at once keeps you stuck. By the end of today’s conversation, you’ll know how to cut through the noise, cho…
  continue reading
 
What happens when the “dream job” no longer fits the life you actually want? In this powerful episode, Francesca shares the story of how she walked away from stability, fear, and a fixed paycheck — and built freedom instead. You’ll hear: • The exact habits that made her leap possible • What became her safety net — and her launchpad • Why freedom is…
  continue reading
 
In this illuminating episode of The Sovereign Shift, Chelsea Eden Dubeau sits down with bestselling author and astrologer Carmen Turner-Schott for a deep dive into the hidden realms of astrology—the 8th and 12th houses, often called the houses of transformation, trauma, and spiritual awakening. Carmen, a therapist and intuitive with over 30 years o…
  continue reading
 
When you think about retirement planning, do you feel pressured to give up the things you enjoy today so you can save for the future? That’s a false choice. You don’t have to live with restrictions to create security for tomorrow. In this episode, I’ll show you how to bring balance to your money so you can enjoy life now while still building your r…
  continue reading
 
Are you overthinking your Roth conversion strategy? While Roth conversions can be powerful, not every retiree needs them. In this video, you’ll learn when a Roth conversion truly makes sense—and when it may just add unnecessary complexity. Using the “cauliflower analogy,” we break down how Required Minimum Distributions (RMDs) can push retirees int…
  continue reading
 
If someone handed you €10,000 today and said “invest it” — would you know what to do? In this episode, you’ll discover: • What “asset allocation” actually means (in plain English) • Why it’s the #1 factor that determines your long-term investing success • How to find your ideal mix — even if you’re just starting with €50 a month If investing has ev…
  continue reading
 
I’ve tried every kind of budgeting and tracking system. Along the way, I discovered what truly worked for me and turned those lessons into the philosophies I now teach my clients. In today’s episode, I’m sharing my personal budgeting journey, the mistakes I made, and the shifts that finally gave me clarity, control, and confidence. By the end of th…
  continue reading
 
We’ve all heard the clichés: focus on what you can control, embrace the pain not the suffering, fight for what you want. Easy to dismiss, right? But the truth is, those sayings stick around for a reason. They hold the kind of wisdom that can change how you approach life, work, and even setbacks. What often gets missed is that clichés aren’t about p…
  continue reading
 
Ever scrolled Instagram and felt like everyone else is richer than you? In this episode, you’ll hear: • Why looking rich online isn’t the same as being wealthy in real life • The quiet truth about what real financial freedom actually looks like • The hidden emotional cost of believing the Instagram illusion If you’ve ever felt “behind” because your…
  continue reading
 
Mynoo Maryel is a globally-recognized leadership mentor, author, spiritual mentor and channel whose work centres on dignity, flourishing leadership, and what she calls the Age of Brilliance (but all of this is just scratching the surface). She hosts weekly transmissions and leads immersive experiences for individuals and founders. This episode offe…
  continue reading
 
Welcome to the Visibility Clinic, a weekly part of The Sovereign Shift™ where I deep dive into your burning questions about what's keeping you from finally making the leap from 9-5 to freedom in your spiritual business. If you cannot ditch the 9-to-5, it is likely not a client problem or a money problem. It is an audience/messaging, visibility, and…
  continue reading
 
In this episode, I am sharing why a budget is important in your retirement planning. I’m breaking down what a budget really is, why it matters for your retirement, and how you can start making one work for you today. By the end, you’ll know how to shift from seeing a budget as a punishment to seeing it as permission and the tool that will help you …
  continue reading
 
Forget everything you thought you knew about retirement planning. While 401(k)s and IRAs get most of the spotlight, brokerage accounts can be a powerful tool for flexibility, tax savings, and early retirement. In this episode, you’ll learn the seven key advantages brokerage accounts offer, including how a married couple could generate over $126,000…
  continue reading
 
This is Part 6 of our series Don’t Take American Investment Advice If You Live in Europe. And today, we’re landing the plane. In this episode, you’ll hear: • Why U.S. investing advice isn’t “wrong” — but isn’t built for you • How copy-pasting it into your European reality can cost you thousands • The real roadmap every European investor needs to gr…
  continue reading
 
If you’ve ever found yourself waiting for a “big fix” to get your retirement on track, you’re not alone. So many people believe they need one massive change to make up for lost time, but what really moves the needle is small, consistent actions you can start today. In this episode, I’m sharing 5 quick wins to help you build clarity, confidence, and…
  continue reading
 
What if the difference between struggling and thriving came down to just 3 questions? Sounds crazy, right? But one groundbreaking study showed that answering them correctly could raise your income and save billions for society. In this episode, you’ll hear: • The 3 basic money questions that predict real-life wealth outcomes • Why teaching financia…
  continue reading
 
What happens when women stop apologizing, stop carrying the weight of generations, and start rewriting the rules of leadership—with money, power, and sovereignty on their own terms? In this episode of The Sovereign Shift, I sit down with Samantha Jump, founder of Powerhouses with Purpose, to talk about the unraveling—how women burn out under imposs…
  continue reading
 
You might think you’re behind, but what if I told you that starting late for retirement actually gives you an advantage? By your 40s and 50s, you’ve built wisdom, clarity, and life experience that your 25-year-old self simply didn’t have. That means the money decisions you make today are smarter, more intentional, and more powerful. If you’ve been …
  continue reading
 
Retirement anxiety does not discriminate based on wealth. Even multi-million-dollar portfolios are not immune to the fear of running out of money. This creates one of retirement’s greatest paradoxes: having enough but feeling like you don’t. When clients hear they can safely spend $150,000 a year in retirement, many hesitate. They remember their fi…
  continue reading
 
No American finance YouTuber will tell you: Europe has its own tax-advantaged accounts — and learning to use them is one of the smartest wealth moves you can make. In this episode (Part 5 of Don’t Take American Investment Advice If You Live in Europe), you’ll discover: • Why Roth IRAs, 401(k)s & HSAs don’t apply to Europeans at all • The European e…
  continue reading
 
Loading …

Hızlı referans rehberi

Keşfederken bu şovu dinleyin
Çal