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Weekly sermons by the priests and guest preachers of All Saints Church, Pasadena, California. Videos of these sermons are available on All Saints' website at www.allsaints-pas.org. for more information please contact Keith Holeman at kholeman@allsaints-pas.org
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Here you will find the weekly sermons and talks from Pasadena Mennonite Church, an Anabaptist community in the Los Angeles area. We are committed to centering ourselves on Jesus, walking the path he leads us, and learning to be formed into a community of his peace and justice. We are all on this journey at different places and trying to help each other along the way.
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This is the Pretty in Pasadena Podcast! Co-hosted by best friends, Mackenzie Reed Mize and Michelle Maestas Simonsen, produced by Simonsen Sounds. Join these two BFFs for conversations, laughs, and adventures in the crown city and the nearby communities. There are interviews of amazing and inspiring local people and a lot of love for the history, culture and happenings in this lovely destination city they call home. After all, "Pasadena is more than just another pretty place."
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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“Any act of kindness, any act of hospitality always carries the element of surprise. Surprise to the unknown, surprise to discover God among us. Surprise to discover God in our midst.” Sermon by Alfredo Feregrino from worship at 10:00 a.m. on Sunday, April 7, 2024 at All Saints Church, Pasadena. Readings: Psalm 116:1-3, 10-17 and Luke 24:13-35. Wat…
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How to Analyze Buying a Rental Property at a Discount in Pasadena Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test …
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“Magdalene thought Jesus was the gardener … because Jesus was the gardener. Think about it. Why wouldn’t Jesus be the gardener? Isn’t it natural that the Jesus who was born as an Illegal migrant and quickly became a refugee should first appear as a day laborer? But even Magdalene, who had been erased and dismissed and treated as a “just another wom…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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“It’s OK to break free … as long as you don’t break too free. It’s OK to break free … as long as you don’t make people with power and money too uncomfortable. It’s OK to break free … as long as you stay respectable, don’t rock that boat too much, don’t challenge the purity cultures that divide and the etiquettes that bind. It’s OK to break free … b…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Sermon by The Rev. Nan Peete from worship for Women’s History Sunday at 10:00 a.m. on Sunday, March 17, 2024 at All Saints Church, Pasadena. Readings: Exodus 1:15-21, Sirach 1:4-15, Galatians 3:23-29 and Luke 24:1-11. Watch the sermon on YouTube. Please consider pledging to All Saints Church at https://allsaints-pas.org/pledge/, or donate to suppor…
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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“As a hospital chaplain, I have been asked to pray for the sick and those on the verge of death, but I have never witnessed a miracle like the ones recounted in the Gospel of Mark. But I have seen how the ripples of the small acts that we do with great love are miraculously multiplied by God’s Spirit and ripple outward from us in ever-expanding cir…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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“Our youth are frightened. They understand that if Nex is not safe, or the bodies of black, indigenous, and youth of color, or the bodies of trans or female youth, then no child’s body is safe. They have clarity: by our actions, we need to give them hope.” Sermon by Sally Howard from worship at 10:00 a.m. on Sunday, March 3, 2024 at All Saints Chur…
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How to Analyze a New Construction Single-Family Home Property in Pasadena Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James …
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“You do not need to be afraid of yourself. You are free to question and explore. You deserve a healthy relationship with your body and you are worthy of the time, space and resources it takes to create that relationship. Pleasure is not a sin. Delight and pleasure are a beautiful part of being alive…. Our bodies are for honoring, not policing. We a…
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Sermon by the Very Rev. Gary Hall from worship at 10:00 a.m. on Sunday, February 18, 2024 at All Saints Church, Pasadena. Readings: Psalm 25:1-7, Romans 12:14-21 and Mark 1:9-15. Watch the sermon on YouTube. Please consider pledging to All Saints Church at https://allsaints-pas.org/pledge/, or donate to support the mission and ministries of All Sai…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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“I'll just remind you that the only way that we will see light in this world is if you bring it. The only way that we will see change in this world is if you speak it. And the only way that people will know that God is still alive and moving in these streets is if you walk in these streets…” Sermon by the Rev. Eddie Anderson from worship at 10:00 a…
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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“Jesus doesn’t ask us to check a box, Jesus invites us to check ourselves.” Sermon by Mark Chase from worship at 10:00 a.m. on Sunday, February 4, 2024 at All Saints Church, Pasadena. Readings: Psalm 119:33-40, I John 5:18-20 and Mark 4:1-20. Watch the sermon on YouTube. Please consider pledging to All Saints Church at https://allsaints-pas.org/ple…
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