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Welcome to the Loveland Weekly Podcast, your go-to source for all things happening in the best part of Cincinnati. Our podcast is dedicated to discussing topics of interest to our neck of the woods- including elections, events, and special interest stories. We aim to highlight the diverse and vibrant community of the area by featuring interviews with local business owners, artists, and community leaders. You'll hear about upcoming events, volunteer opportunities, and ways you can get involve ...
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Mike explains why the last total eclipse that occurred in Ohio was referred to as 'Tecumseh's Eclipse' and then has a conversation with wildlife ecologist, Doug Gilbert, to discuss how the eclipse could affect wildlife and the possibility of it being a sign of the 'end times'. Support the show https://www.buymeacoffee.com/lovelandweekly Brought to …
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How to Analyze Buying a Rental Property at a Discount in Loveland Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test …
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Hey Reds Fans! We have Loveland citizen, Mickey Mentzer to talk about his role as Sr. Director of Baseball Systems for The Cincinnati Reds. We discuss the position, how it changes the game for him as a fan himself, and his ideas about the Reds season. Baseball is back! Go Redlegs! Enjoy! Support the show https://www.buymeacoffee.com/lovelandweekly …
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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I had the opportunity to speak with Ryan Kulic, the innovative mind behind Ohio Virtue PAC. This PAC is on a mission to reshape the political landscape in Ohio by championing candidates and causes that uphold the Constitution and reject the divisive rhetoric of the past. With a strategic focus on Southern Ohio, Ohio Virtue PAC is rallying disillusi…
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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In a recent interview, I had the pleasure of discussing Stan's upbringing in Loveland, the influence of his family, and the journey of his career. Our conversation, relaxed and genuine, offered a glimpse into the life of one of Loveland's finest examples—a man whose warmth and authenticity endear him to all who cross his path. Support the show http…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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Debuting this week on demand, Frogman (2023) takes a creative look at Loveland's own cryptid. Mike got to speak with Anthony Cousin's, the movie's writer and director, to discuss how he got into the industry and why he created a movie on the Loveland Frogman. Sit back and enjoy this episode, then plan on watching Frogman (2023) this Friday! Edit: I…
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How to Analyze a New Construction Single-Family Home Property in Loveland Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James …
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In this episode I meet the Mayor of Mason, Ohio and we discuss what brought her into politics, her advocacy for taxpayer rights, her successes on council, and her initiatives and outlook as mayor. Join us as we also discuss the deal that kept the ATP tournament here and the new Mason Symphony Orchestra. Support the show https://www.buymeacoffee.com…
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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I talk with Jeff Craig the organizer of the Official Frogman Festival that will be held March 2nd at the Oasis Conference Center. We discover that Jeff is the reason I learned about our local cryptid in the first place and discuss the many great experiences the festival will offer. Enjoy! Support the show https://www.buymeacoffee.com/lovelandweekly…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Evagoras Papasavvas is a sophomore at Loveland Highschool and an Indy Car driver that races at speeds over 140 mph. Mike sat down with Evagoras and his father to talk about his interesting history in the sport and his future plans. Don't miss this one. Support the show https://www.buymeacoffee.com/lovelandweekly Brought to you by Gina Dubell-Smith,…
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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