In 2000, I lost $300,000 in mutual funds that an investment advisor had put my lifesavings into.... I lost it because I had entrusted it to an industry that does not educate investors nor encourage them to look closely at what that industry is doing with their money..... I set out to find a better, safer way to invest..... My podcasts relate to what I learned in creating a generous, reliable income and in growing my wealth.... A few of the more important lessons I learned and explore are:... ...
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The Simply Investing Dividend Podcast helps you earn more, save your time, and reduce your risk when it comes to dividend investing. Each episode is packed with usable strategies to help you become a successful dividend investor. Guest interviews will inspire and educate you to build your own stream of income from dividends. A new episode every Wednesday.
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Send us a text Welcome to this week's Save Dividend Investing's podcast. For greater accuracy, you may want to go to the printed transcript provided with this podcast for the list of 5 outstanding US stocks and 5 outstanding Canadians stocks identified this week. It is interesting to see how scoring these 10 stocks revealed their hidden strengths a…
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Podcast 195 - Safe Dividend Investing - WHAT ARE YOU REALLY INVESTING IN?
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Send us a text Welcome to Podcast 195 on November 16th of 2024. In today's podcast in addition to the one US stock and one Canadian stock that stood out this week for their significant share price gain I was moved to write an essay on what you are really investing in, which has little to do with charts and what fund managers are choosing for you. N…
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 193 on all on November 2nd of 2024. After doing 190 podcasts I thought it was time for a change. This podcast will no longer be dedicated to answering new investment questions. However, you will be able to find answers to hundreds of questions answered in the previous 190 podcasts. What …
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 191 on all on October 20th of 2024. After doing 190 podcasts I thought it was time for a change. This podcast will no longer be dedicated to answering new investment questions. You may be able to find answers to your investment questions in the transcripts of the hundreds of questions an…
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 191 on all on October 20th of 2024. After doing 190 podcasts I think it is time for a change and for something new. This podcast will no longer be dedicated to answering new investment questions. You may be able to find answers to your investment questions in the transcripts of the hundr…
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Podcast 190 - WEAKNESSES OF 42 AI STOCKS LIKE TESLA, NVIDIA, APPLE & OTHERS
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 190 on all on October 17th of 2024. Today I am answering the following one investment question. (1)WHAT ARE THE WEAKNESSES OF 42 AI (ARTIFICIAL INTELLIGENCE) STOCKS LIKE TESLA, CELESTICA, NVIDIA, INTEL, SHOPIFY, APPLE, AND OTHERS SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE A…
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Podcast 189 - INCOME FROM DEBT - ARE INVESTMENT ADVISORS JUST SALESPEOPLE
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 189 on all on October 10th of 2024. Today I am answering the following eight investment question. (1) WHEN DOES DEBT PUT MONEY IN YOUR POCKET? (2) WHY WAS I TOLD THAT STOCKS ONLY GO UP? (3) WHICH IS BETTER, INVESTING IN STOCKS OR MUTUAL FUNDS? (4) SHOULD I WAIT FOR AN ECONOMIC TURN DOWN …
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Podcast 188 - ENTRUSTING YOUR MONEY WITH A FRIEND CAN BE A DISASTER?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 188 on all ON October 3rd OF 2024. Today I am answering one investment question. QUESTION (1) WHY BEWARE OF ADVISORS AND FUNDS? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST: (1) CANADIAN HIGH DIVIDEND IN…
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Podcast 187 - ARE THESE TIMES THE BEST OR THE WORST FOR INVESTORS?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 187 on all ON SEPTEMBER 26TH OF 2024. Today I am answering one investment question. QUESTION (1) ARE THESE TIMES THE BEST OR THE WORST FOR INVESTORS? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST: (1) CAN…
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Podcast 186 - WHY INVEST IN GOLD? IS PHYSICAL GOLD OR GOLD STOCKS BEST?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 186 on all ON SEPTEMBER 19TH OF 2024. Today I am answering one investment question. QUESTION (1) WHY INVEST IN GOLD? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST: (1) CANADIAN HIGH DIVIDEND INVESTING - I…
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Podcast 185 - LIVING A FULL LIFE - IPO INVESTING - HOW TO ORDER STOCKS
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 185 on all ON SEPTEMBER 12TH OF 2024. Today I am answering three investment questions. QUESTION (1) WHY LIVING YOUR LIFE TO THE FULLEST IS IMPORTANT. QUESTION (2) WOULD A NEW IPO OF A SUCCESSFUL COMPANY FOUNDED 40 YEARS AGO BE A RISK? QUESTION (3) HOW DOES A SELF-DIRECTED INVESTOR BUY ST…
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Podcast 184 - $4,000,000 IS ONLY $2,000,000 - STRONG DIVIDEND PORTFOLIOS WORK
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 184 on all ON SEPTEMBER 5TH OF 2024. Today I am answering two investment questions. QUESTION (1) WHY IS A STRONG DIVIDEND PORTFOLIO IMPORTANT? QUESTION (2) WHAT DO I DO WITH MY $4,000,000 IN SHARES GIVEN IN THE NEWLY LISTED COMPANY THAT EMPLOYS ME? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNC…
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Podcast 183 - IS TIME AN INVESTOR'S FRIEND?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 183 on all Of ON AUGUST 29TH OF 2024. Today I am answering one investment question. QUESTION (1) IS TIME AN INVESTOR'S FRIEND? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST: (1) CANADIAN HIGH DIVIDEND INV…
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Podcast 182- ARE INVESTMENT ADVISORS PARASITES AND POOR INVESTORS?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 182 on all Of ON AUGUST 22nd OF 2024. Today I am answering 2 investment questions. QUESTION (1) IS YOUR INVESTMENT ADVISOR A PARASITE? QUESTION (2) ARE INVESTMENT ADVISORS PERSONALLY POOR INVESTORS? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KIND…
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Podcast 181 - CROOKED ADVISORS AND YOUR ADVANTAGE OVER BILLION DOLLAR INVESTORSS
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 181 on all Of ON AUGUST 15th OF 2024. Today I am answering 2 investment questions. QUESTION (1) ARE CROOKS ATTRACTED TO THE INVESTMENT INDUSTRY? QUESTION (2) WHAT IS YOUR INVESTMENT ADVANTAGE OVER BILLION DOLLAR INVESTORS? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABL…
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Podcast 180 - Continuation of Podcast 179 - WHAT INVESTMENTS TO AVOID
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 180 on all Of ON AUGUST 8th OF 2024. This is the second half of last week's Podcast 179 which continues to answers the following question: QUESTION (1) WHAT INVESTMENTS SHOULD BE AVOIDED? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KINDLE BOOKS, T…
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podcast 179 - AVOIDING WHAT INVESTMENTS?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 179 on all Of ON AUGUST 1ST OF 2024. Today, I will be answering ONE interesting investment question. QUESTION (1) WHAT INVESTMENTS SHOULD BE AVOIDED? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST: (1) CAN…
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Podcast 178 - ARE YOU A TYPICAL INVESTOR - THE NEXT STOCK MARKET CRASH
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 178 on July 25th of 2024. Today, I will be answering 2 interesting investment question. QUESTION (1) ARE YOU A TYPICAL INVESTOR? QUESTION (2) DO I STOP INVESTING BEFORE THE NEXT CRASH? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KINDLE BOOKS, THE …
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Podcast 177 - WHY LISTEN - STRONG PENNY STOCKS -AVOID SCAMS
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 177 on July 18th of 2024. Today, I will be answering 3 interesting investment question. QUESTION (1) WHY DO INVESTORS LISTEN TO THESE PODCASTS? (2) WHY WOULD ANYONE INVEST IN PENNY STOCKS INSTEAD OF REGURLAR STOCKS? QUESTION (3) HOW DO NEW INVESTORS AVOID INVESTMENT SCAMS AND BAD ADVICE?…
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Podcast 176 - ADVISOR GREED - SPREADING RISK -MINIMIZING THE LOSS POSSIBILITY
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 176 on July 11th of 2024. Today, I will be answering 3 interesting investment question. QUESTION (1) IS IT WISE TO HAVE ALL MY MONEY INVESTED IN STOCKS? QUESTION (2) WHY CAN'T I JUST TURN MY RETIREMENT SAVINGS OVER TO AN INVESTMENT ADVISOR, SIT BACK AND RELAX? QUESTION (3) HOW MUCH OF A …
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Podcast 175 - BEWARE BUYBACKS -DIVIDEND CUTS -SCORING CHANGES -DIVERSITY
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 175 on July 4th of 2024. Today, I will be answering 3 interesting investment question. QUESTION (1) HOW DO BUYBACKS AND CUTTING DIVIDENDS IMPACT STOCK PRICES? QUESTION (2) WHAT CHANGES ARE YOU INTENDING TO MAKE TO YOUR STOCK SCORING SOFTWARE? QUESTION (3) HOW WOULD I GO ABOUT USING YOUR …
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Podcast 174 - LOTS OF MONEY BUT POOR - BCE WORRIERS
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 174 on June 27th of 2024. Today, I will be answering 2 interesting investment question. QUESTION (1) SHOULD I BE WORRIED ABOUT BCE? QUESTION (2) AM I RICH IF I HAVE A NET WORTH OF $10,000,000? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM / KINDLE BOO…
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EP88: How to Transition to Dividend Stocks
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In this episode, we're going to look at how to transition from mutual funds, ETFs, and index funds into individual dividend stocks. I also cover the following topics in this episode: - Our approach to investing - Current $600,000 portfolio - Transition to dividend stocks - Over $943,000 in fees - Annual income grows by over 22% without investing an…
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EP87: How to Build Your Own Pension Fund
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In this episode, we're going to look at building your own pension fund. Even if you have a pension, stick around to learn how to build a second stream of investment income. I also cover the following topics in this episode: - What is a pension? - Are pensions safe? - Building your own pension fund - Two companies that have consecutively increased t…
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Podcast 173 - GET RICH FAST WITH IPOs - WHO SETS SHARE PRICES?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 173 on June 20th of 2024. Today, I will be answering 2 interesting investment question. QUESTION (1) IS INVESTING IN IPOs A QUICK WAY TO GET RICH? QUESTION (2) WHO SETS THE PRICES OF STOCKS TRADED ON A STOCK EXCHANGE? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FRO…
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Podcast 172 - WHY INVESTORS LOSE MONEY - WHAT MAKES DIVIDENDS IMPORTANT
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 172 on June 13th of 2024. Today, I will be answering 2 interesting investment question. QUESTION (1) WHY DO 80% OF INVESTORS IN STOCKS LOSE MONEY? QUESTION (2) WHY ARE MANY COMPANIES SO CONCERNED ABOUT THEIR DIVIDENDS? SIX INVESTMENT GUIDE BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FR…
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EP86: How to Avoid The Top 3 Investing Mistakes
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In this episode, you'll learn the top 3 things you should not do when it comes to investing. I also cover the following topics in this episode: - Investing when stock prices are high - Investing in non-dividend stocks - Biogen vs Amgen - Amgen grows dividend by 1507% - Which stocks returns over 636%? - Investing in non-quality stocks Disclaimer: Th…
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Podcast 171 - RECOVERING INVESTED MONEY - FINDING STOCK DATA - FEAR OF LOSING MONEY
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 171 on June 6th of 2024. Today, I will be answering 3 interesting investment question. QUESTION (1) IF A START UP IS NOT SUCCESSFUL AND GOES OUT OF BUSINESS HOW DO YOU RECOVER THE MONEY YOU INVESTED? QUESTION (2) WHAT WEBSITES CAN YOU GO TO, TO FIND INFORMATION TO DETERMINE IF YOU SHOULD…
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EP85: When to Sell Your Dividend Stocks
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In this episode, you'll learn if and when you should sell your dividend stocks. I also cover the following topics in this episode: - The type of stocks discussed in today's episode - 4 reasons to sell your dividend stocks - MCD returns over 783% with a 17.35% yield - Guidelines for selling your dividend stocks Disclaimer: The views and opinions sha…
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Podcast 170 WHY NVIDIA - APPLE -AMAZON IN PORTFOLIOS NEED DIVERSIFICATION
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 170 on May 30th of 2024. Today, I will be answering 1 interesting investment question. QUESTION (1) WHY DO PORTFOLIOS WITH HI-TECH STOCKS NEED DIVERSIFICATION? SIX INVESTMENT BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST: (1) C…
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EP84: Should You Invest in Canadian Dividend Stocks?
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In this episode, you'll learn the importance of investing in the Canadian market. You'll also learn why you should invest in Canadian dividend stocks. I cover the following topics in this episode: - Canadian market overview - Virtual monopolies - TD increases dividends by more than 285% - Canadian dividend stock performance - MRU returns over 851% …
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Podcast 169 - NO EXPENSE DISCIPLINE THEN NO FINANCIAL INDEPENDENCE.
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 169 on May 23rd of 2024. Today, I will be answering 1 interesting investment question. QUESTION (1) WHY DOES ONTR0L OF EXPENSES HELPS ACHIEVE FINANCIAL INDEPENDENCE? SIX INVESTMENT BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST:…
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EP83: How to Build a Resilient Dividend Portfolio
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In this episode, you'll learn how to build a dividend portfolio that generates growing passive income for you. You'll also learn how to diversify, and how many dividend stocks you should own. I cover the following topics in this episode: - Our approach to investing - Creating a resilient portfolio regardless of what happens in the stock market - Co…
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EP82: Decreasing Your Investing Risk with Dividends
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In this episode, you'll see how to lower your investing risk with dividend stocks. Is it possible to completely eliminate your risk? I cover the following topics in this episode: - What is at risk? - What are dividends & dividend yield? - Increasing your margin of safety - PPG returns over 946% - PPG dividend yield on cost over 16% - Decreasing you…
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Podcast 168 - WHY FUNDS ARE NOT SAFER THAN CAREFULLY CHOSEN STOCKS
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 168 on May 16th of 2024. Today, I will be answering 1 interesting investment question. QUESTION (1) WHY DO INVESTMENT ADVISORS CHOOSE TO SELL YOU MUTUAL FUNDS INSTEAD OF INDIVIDUAL STOCKS? SIX INVESTMENT BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM KINDLE BOOKS, THE FOLL…
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Podcast 167 - DO HIGH VOLUMES OF STOCKS TRADED INDICATE GREAT STRENGTH
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 167 on May 9th of 2024. Today, I will be answering 1 interesting investment question. QUESTION (1) IS CHOOSING THE STOCKS WITH THE HIGHEST TRADING VOLUMES IMPORTANT? SIX INVESTMENT BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST:…
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EP81: Should You Invest in Airline Stocks?
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In this episode, we'll see if airline stocks make good investments. Do they provide great returns over the long-term? I also cover the following topics in this episode: - The airline business - Four airline stocks to review - Rates of return compared to other dividend stocks - 658% return versus 180% or -72% Disclaimer: The views and opinions share…
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EP80: Interview with Dividend Investor Jermaine McDonald
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In this episode, I interview a dividend investor, we talk about how to getting started with investing, how to select dividend stocks, and how to go about investing with a spouse. Jermaine McDonald CEO of Learn Grow Invest, is based out of Jamaica and their mission is to be a leader and trusted source of information of financial and investor educati…
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Podcast 166 - A Simple, Safe, Easy Way to Invest Profitably.
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 166 on May 2nd of 2024. Today, I will be answering 1 interesting investment question. QUESTION (1) IS THERE A SIMPLE, SAFE,EASY WAY TO INVEST PROFITABLY? SIX INVESTMENT BOOKS, BY IAN DUNCAN MACDONALD, ARE AVAILABLE FROM AMAZON.COM KINDLE BOOKS, THE FOLLOWING ARE THE 2 LATEST: (1) CANADIA…
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EP79: Building a $1M Dividend Portfolio
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In this episode, I’ll show you how to build a million-dollar dividend stock portfolio starting with only $500, and you’ll see how that portfolio could provide you with over $31,000 a year in passive income. I also cover the following topics in this episode: - Starting small - 3 keys to investing success - Real-life example investing in McDonalds (M…
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Podcast 165 - CROOKED INVESTMENTS - IS WORLD'S LARGEST BANK CHINESE?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 165 on April 25th of 2024. Today, I will be answering 2 interesting investment question. QUESTION (1) ARE THE STOCKS OF LARGE BANKS A GOOD INVESTMENT? QUESTION (2) WHY DO INVESTMENT ADVISORS HAVE A REPUTATION FOR UNETHICAL DEALINGS WITH THEIR CLIENTS? SIX INVESTMENT BOOKS, BY IAN DUNCAN …
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Podcast 164 - BIGGEST INVESTMENT LESSON LEARNED -SELLING ALL STOCKS BEFORE THE NEXT CRASH
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 164 on April 18th of 2024. Today, I will be answering 2 interesting investment question. QUESTION (1) WHAT IS THE BIGGEST LESSON LEARNED BY SELF-DIRECTED INVESTORS? QUESTION (2) IN THE NEXT MARKET CRASH SHOULD I SELL ALL STOCKS AND REVERT TO CASH? In Podcast #154, I announced a contest t…
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EP78: Interview with Dividend Investor Russ Knopf
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In this episode I sit down with a dividend investor, we talk about the benefits of dividend investing, why you should get started sooner than later, and some of his picks when it comes to dividend stocks. My guest today is Russ Knopf the creator of the website Dapper Dividends and his youtube channel of the same name. Russ served in the US Navy, an…
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EP77: Is 3390% Dividend Growth Possible?
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In this episode, we look at a company that has increased its dividend by 3390%, and is on its way to becoming a dividend king. I also cover the following topics in this episode: - Introducing our company under review - Looking at its dividend history (3390% growth) - How dividends increase your margin of safety - Stock price history - Total return …
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Podcast 163 - ARE FINANCIAL ADVISORS A WASTE OF MONEY AND TIME?
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Send us a text Welcome to Safe Dividend Investing’s Podcast # 163 on April 11th of 2024. Today, I will be answering 3 interesting investment question. QUESTION (1) HOW DO YOU KNOW WHETHER A FINANCIAL ADVISOR HAS INVESTED YOUR MONEY WISELY? In Podcast #154, I announced a contest to select 20 stocks using $200,000 in “play money” that will generate t…
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EP76: Evaluating a Hotel Dividend Stock, 161% return
35:59
35:59
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35:59
In this episode, we look at the world’s largest publicly traded lodging REIT. Does a return of over 161% make this dividend stock worthy of consideration? I also cover the following topics in this episode: - Our stock under review (HST) - Our 12 Rules and 10 Criteria - Applying the 12 Rules of Simply Investing - Historical rate of return (161% vs 9…
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Podcast 162 - SCAMMERS - BUY CHEAP SELL HIGH - MONEY MAKING INDUSTRIES
27:02
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27:02
Send us a text Welcome to Safe Dividend Investing’s Podcast # 162 on April 4th of 2024. Today, I will be answering 3 interesting investment question. QUESTION (1) WHAT SHOULD I DO TO MINIMIZE THE POSSIBILITY OF BEING STOCK SCAMMED? QUESTION (2) IS IT BEST TO BUY A STOCK WHEN IT IS CHEAP, WAIT FOR IT TO INCREASE, SELL IT AND THEN WAIT FOR ITS SHARE …
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PODCAST 161 - REGAINING INVESTMENT CONFIDENCE - STOCK INVESTMENT LOST
24:04
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24:04
Send us a text Welcome to Safe Dividend Investing’s Podcast # 161 on March 28th of 2024. Today, I will be answering 2 interesting investment question. QUESTION (1) HOW CAN I RECOVER FROM A STOCK LOSS AND REGAIN MY CONFIDENCE? QUESTION (2) I BOUGHT SHARES IN A STARTUP THAT FAILED AND WENT OUT OF BUSINESS, HOW CAN I GET MY MONEY BACK? In Podcast #154…
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EP75: Money Market Funds vs. Dividend Stocks
24:51
24:51
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24:51
With rising interest rates, does it still make sense to invest in dividend stocks? In this episode, I compare a dividend stock to a money market fund, which one is the better investment? I also cover the following topics in this episode: - Rising interest rates - What are money market funds - Typical money market returns - What will happen to inter…
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EP74: Dividend Stock vs Non-dividend Stock, 961% Growth
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26:13
In this episode, I cover two competitors head-to-head, and show you how $20K turned into over $212K. A dividend stock versus a non-dividend stock, which one was the better investment? I also cover the following topics in this episode: - What are dividend stocks? - What are non-dividend stocks? - Introducing the competitors (TXN vs AMD) - And the wi…
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