At BBB we understand the unique financial needs of beauty businesses. Our mission is to empower beauty entrepreneurs and professionals by providing tailored financial solutions that fuel their dreams. With a commitment to exceptional service and industry expertise, we aim to be the trusted partner that helps our clients thrive, grow, and succeed in the ever-evolving beauty industry. "Your success is our business."
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Innovative Banking for Modern Businesses
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Welcome to the Banking on Business podcast presented by Horicon Bank! Banking on Business is aimed at helping entrepreneurs grow their business with practical strategies you can start using today! Each episode will feature an expert guest and explore ways you can innovate the way you do business. We are all about engaging our local business community and connecting with other small businesses to raise each other up. Hosted by yours truly, Grace Bruins, Marketing Officer at Horicon Bank turne ...
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Key Strategies for Business Growth with Talmar Anderson
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Grace Bruins sits down with hiring expert Talmar Anderson to unpack the unique challenges faced by small business owners in building effective and loyal teams. Tamara brings her seasoned insights on hiring and managing staff, drawn from her experience at Boss HQ. Together, they discuss practical strategies for overcoming the common pitfalls in recr…
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Adapting to AI in Business with Pat Miller
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Grace Bruins sits down with Pat Miller, founder of the Small Business Owners Community, to discuss the exciting and ever-evolving role of AI in today’s business world. Pat shares his journey from a two-decade career in broadcasting to becoming a leading advocate for AI integration in small businesses. Pat unveils practical strategies for leveraging…
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BOSSIN’ UP WITH FISH
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Fish is a successful entrepreneur who owns both a tattoo parlor and a juice bar. It was truly enlightening to engage in a conversation with a businessman of his caliber, discussing his business strategies, successes, and setbacks. Being a boss and an entrepreneur means you are responsible for both leading a team and managing the strategic direction…
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Unlocking Business Success with Storytelling with Dave and Michael Neelsen
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Grace unveils the secrets of brand storytelling magic with co-founders Dave & Michael Neelsen of StoryFirst Media. Learn how storytelling goes beyond marketing to become the core of a successful business strategy. Dave and Michael share insights from their unique father-son collaboration and reveal how they transitioned from production to powerful …
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Political history with Former Borough President of Manhattan
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C. Virginia Fields served as the former borough president of Manhattan, dedicating nearly half of her life to public service. Her unwavering commitment to the communities within Manhattan is unparalleled. The narratives she shared were profoundly enlightening and informative. It is my belief that our youth lack access to the historical struggles fa…
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My daughter CharliRose talk about things she wish she would’ve known before starting college. I also shared things I learned as a parent sending my children to college. CHARLIROSE BOOK IS FANTASTIC FOR CHILDREN AND ADULTS!! I actually learned a lot about myself reading the book!! PLEASE SUPPORT CHARLIROSE EBOOK : TRANSFORMING YOUR MINDSET from a ne…
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The Power of Community with Dr. Stacia Thompson
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Join host Grace Bruins as she chats with Dr. Stacia Thompson, President and CEO of Sherman Phoenix, about the power of community and collaboration in supporting Milwaukee's entrepreneurs. Dr. Stacia Thompson, a recognized figure for her leadership and innovation, shares about the transformative role of Sherman Phoenix as a non-traditional incubator…
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BASIC POLITICS WITH BILLY COUNCIL AND MY FAMILY
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The basic branches of government in many democratic systems, particularly in the United States, are the **Legislative**, **Executive**, and **Judicial** branches. Each branch plays a critical role in maintaining a balance of power and ensuring that no single entity or group has too much control. In essence, your vote is the fundamental tool through…
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A vision is a clear, compelling picture of the future you aspire to create. It outlines your long-term goals and dreams, serving as a guide for your decisions and actions. Here’s how you can write down and make your vision plain: 1. **Be Clear and Specific:** Describe in detail what you want to achieve. The more specific you are, the easier it is t…
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Mastering Communication with Brian Hendricks
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Join us for an enlightening episode as we explore the intricacies of communication with Brian Hendricks, CEO of Dynamic Developments Training and Leadership. Brian shares his wealth of knowledge on fostering effective communication in both personal and professional settings, highlighting methods to tailor your message and enhance understanding acro…
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Navigating relationships with men can be complex and unique to each person. Here are some foundational tips to consider: Communication - **Be Clear and Honest**: Open communication is key. Express your feelings, needs, and concerns directly. - **Active Listening**: Listen to understand, not just to respond. Acknowledge his feelings and perspectives…
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OVER 50 YEARS OF COSMETOLOGY EXPERIENCE
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The beauty industry has experienced significant growth over the past 25 years, driven by various factors. Here are some key points highlighting this growth: 1. **Market Size**: The global beauty and personal care market has expanded dramatically. In 1998, the market was valued at approximately $200 billion. By 2023, it surpassed $500 billion, with …
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Strategies for Business and Community Collaboration with Robert Kos
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Grace chats with local community catalyst Robert Kos about the integral role of music and events in revitalizing downtown areas. They explore how strategic partnerships and unique community initiatives can transform small towns into vibrant hubs of activity. Robert shares his journey from musician to downtown director, offering keen insights into t…
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In this episode, we delve into the benefits and features of the Capital on Tap Business Credit Card, a powerful tool for business owners and entrepreneurs. Discover how this card can help you manage your cash flow, earn cashback on purchases, and enjoy high credit limits with no annual fees. Plus, learn about a special offer that gives you 75 pound…
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LIFE AFTER PRISON, REDEMPTION WE ALL DESERVE
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Loving ourselves and opening up to the world with vulnerability is a deeply personal journey that involves several key steps. Incarceration is not the end of life. Many people find ways to rebuild and transform their lives after incarceration. MY GUEST : Topeka Sam To donate to LOHM : https://give.thelohm.org/campaign/support-the-lohm/c477270 youtu…
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LEARN YOUR BUSINESS
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Understanding the different types of business structures and intellectual property protections can be crucial for entrepreneurs. Here's a brief overview of trademarks and the common business structures: ### Trademarks - **Trademark**: A trademark is a symbol, word, or words legally registered or established by use as representing a company or produ…
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Adapting Training for Success with Kerry Murphy and Kailey Bauer
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Welcome to Banking On Business Podcast where we provide practical strategies to help entrepreneurs grow their businesses. In today’s episode, we are diving deep into the world of employee training and onboarding with our special guests, Kerry Murphy and Kailey Bauer from Horicon Bank. Kerry and Kailey bring a wealth of experience, having transition…
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Education and vocation in schools are critically important for several reasons: 1. **Foundation of Knowledge and Skills**: Education provides students with the essential knowledge and skills necessary for personal and professional development. It fosters critical thinking, problem-solving, and the ability to adapt to new situations. 2. **Economic O…
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RELATIONSHIPS ARE HARD & I NEED THERAPY
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My relationship with my mom has taught me the importance of open communication, trust, and empathy in fostering a successful relationship. By observing and experiencing these qualities in my relationship with her, I've learned how to express myself honestly, listen attentively, and understand others' perspectives, which are all crucial for building…
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This was a tough situation. Rising property taxes and an adjustable-rate mortgage (ARM) definitely put financial strain on me as a homeowner, especially in a new community where taxes were increasing rapidly. I wish I had considered discussing my options with a financial advisor or reaching out to my local tax assessor's office to see if there were…
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Building Business Through Podcasting with Elzie Flenard
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Elzie shares his personal story of inadvertently stepping into the world of podcasting—transitioning from seeking knowledge to facilitating a platform for entrepreneurs to voice their stories. What begins as a tale of accidental discovery, unfolds into a masterclass on using podcasting as a lever for business growth and relationship-building. Episo…
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Having a "broken trust muscle" usually refers to a difficulty or inability to trust others due to past experiences of betrayal, disappointment, or trauma. It's like a metaphorical muscle that has been injured and needs time, care, and sometimes therapy to heal and regain strength. Danielle R. Busby, PhD Licensed Clinical Psychologist Co-Founder of …
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MY BLACK HAIR MY WHITE SCHOOL
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Discussions about hair, especially when it comes to topics like race and culture, can be complex and sensitive. It's important for individuals to feel comfortable sharing their experiences and perspectives with their friends, regardless of race. Having open and respectful conversations can help foster understanding and empathy between friends of di…
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Art, Community, and Unconventional Success with Laurie Winters
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Grace talks with Laurie Winters, the innovative leader at the helm of the Museum of Wisconsin Art (MOWA). Laurie shares her unique journey from the Molecular Art Museum to directing the flourishing MOWA, painting a picture of dedication and strategic thinking. Grace and Laurie discuss MOWA's commitment to inclusivity and its impactful role in the l…
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INSURANCE Q&A INSURANCE IS CRUCIAL
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Due to the overwhelming comments about insurance, I had to do a Q&A. Insurance is critical as it provides financial protection against unforeseen events. Whether it's health, life, auto, or property insurance, having coverage can mitigate the impact of unexpected circumstances, offering peace of mind and financial security. It acts as a safety net,…
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THE WORLD OF REAL ESTATE
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Ready to dive into the world of real estate as an entrepreneur?! We understand purchasing a home can be challenging but we are here to help you out! YOU CAN ALSO FOLLOW ME ON IG: @rochellehmosley LISTEN ON ALL PODCAST FLATFORMS To purchase the journal click link below https://a.co/d/2Tf2gVA To learn more about real estate contact: Taliah Karim Brok…
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Breathing Life into Communities
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In this vibrant and insightful episode, Grace chats with Julia Taylor about the innovative B-Line Park. Dive in to understand the vision behind the project and the potential impact on the community. Discover the various activities planned for the park, from cornhole tournaments to live music. Julia also provides some beneficial advice for entrepren…
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DATING TIPS WITH JUDGE KAREN FRANCES
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Hey there! So, I've actually been in the hairstyling business for a good 30 years now, and let me tell you, I still haven't quite mastered the art of dating and gaming. But hey, that's where Ghess comes in! I'm inviting Ghess to lend a helping hand to all of us. Trust me, we're gonna have a blast together! If you're looking for some dating advice, …
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CHASE BANK AND YOUR BUSINESS
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At BBB we understand the unique financial needs of beauty businesses. Our mission is to empower beauty entrepreneurs and professionals by providing tailored financial solutions that fuel their dreams. With a commitment to exceptional service and industry expertise, we aim to be the trusted partner that helps our clients thrive, grow, and succeed in…
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Banks, Brands, and BrownBoots with Alan Hathaway
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Banks, Brands, and BrownBoots In this episode, Alan Hathaway, president of BrownBoots Interactive, shares his journey of helping businesses thrive in the digital space. He dives deep into the significant shift in the banking industry towards building a strong online presence and the unique challenges it presents. Hear how BrownBoots navigates these…
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INSURANCE!! ARE YOU COVERED?
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Insurance is critical as it provides financial protection against unforeseen events. Whether it's health, life, auto, or property insurance, having coverage can mitigate the impact of unexpected circumstances, offering peace of mind and financial security. It acts as a safety net, helping individuals and families navigate challenging situations wit…
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HOME BUYING TIPS FOR AN ENTREPRENEUR
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Purchasing a home can present challenges, but it's certainly manageable. The key lies in careful planning and acquiring the necessary knowledge about the process. Allow me to share with you the invaluable insights my friend Talia has provided regarding the do's and don'ts of buying a home as an entrepreneur. You can follow Talia https://www.instagr…
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Digital Adaptation with a Human Touch with Terri Herrmann
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Join Terri Herrmann, the driving force behind Charisma Q, and Grace as they unravel the art of teaching charisma, a crucial skill for trust-building leaders. Discover Terri's background, holiday traditions, and a captivating discussion on Calvin Klein's Twitter strategy. Terri emphasizes the teachability of charisma and the awareness of one's basel…
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DAUGHTERS NEED THEIR FATHERS
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DAUGHTERS Need their Dads PERIOD !!! FOLLOW ME ON IG @rochellehmosley youtube https://youtube.com/@RochelleHMosley?si=MtlUrGo6Z3sCWWX0 INSTAGRAM https://instagram.com/rochellehmosley?igshid=YzAwZjE1ZTI0Zg%3D%3D&utm_source=qrRochelle Mosley tarafından oluşturuldu
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PARENTING AS AN ENTREPRENEUR
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I’m often asked, how is parenting as an entrepreneur? I thought it was only fair to let you hear it from my kids. It’s one thing to hear it from me, a whole different perspective hearing it from my kids. Children are little adults, when they grow up believe me they have a story to tell. Sometimes it’s not the story you always want to hear as a pare…
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BUSINESS STRUCTURE AS AN ENTREPRENEUR
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STRUCTURE IS EXTREMELY IMPORTANT TO MAINTAIN YOUR BUSINESS. ALL BUSINESSES HAVE ONE THING IN COMMON THE STRUCTURE IS THE SAME. IF YOU DON'T KNOW HOW ,HIRE SOMEONE THAT DOES. NO QUESTION IS A STUPID QUESTION!!! ASK ASK ASK!!!! Feel free to contact Cynthia Campbell: @cyn_nae | email: Cynthia@campbellsterling.com FOLLOW MY BEAUTY BUSINESS BANKING PAGE…
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Crafting Success in a Brewing Journey with Alex Wenzel
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From home brewer to the owner of Lion's Tail Brewing Company, Alex Wenzel shares his remarkable journey. With a passion for collaboration, Alex dreams of teaming up with Russian River Brewing Company and drawing inspiration from Germany. He believes in pushing boundaries, embracing failure, and nurturing success. Alex's transition from a chemical e…
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WE ALL HAVE TO START SOMEWHERE. Having a good mentor is essential to survive the in the beauty industry . IN MY EXPERIENCE HARD WORK IS NOT ENOUGH!!! A GROWTH MINDSET WILL KEEP YOU GROUNDED AND OPEN TO THE EVER CHANGING RULES AND TOOLS TO MAKE IT IN THIS BILLIONAIRE DOLLAR INDUSTRY!! youtube https://youtube.com/@RochelleHMosley?si=MtlUrGo6Z3sCWWX0 …
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BUILDING YOUR BUSINESS CAN SOMETIMES BE HARD, HOWEVER ITS NOT DIFFICULT!! Beauty Business Banking we have the tools to WIN!! At BBB we understand the unique financial needs of beauty businesses. Our mission is to empower entrepreneurs and professionals by providing tailored financial solutions that fuel their dreams. With a commitment to exceptiona…
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Unleashing Potential by Nurturing Talent and Dreams with Christine Gunderson
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Dive into the remarkable journey of Christine Gunderson, Founder and CEO of Dreambuilt Books, who was recognized in Insight Publications' 40 Under 40. Christine's work in talent retention is awe-inspiring. From her early days balancing full-time work with studies to her impactful role in youth outreach programs, Christine's mantra "not making it ha…
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Impacting Lives Through Community Involvement with Tom Stanton
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Grace Bruins interviews Tom Stanton, the founder of Mel's Charities, a non-profit organization that aims to impact lives by providing financial support for individuals with disabilities, memorials, and community impact initiatives. Stanton shares his journey of how Mel's Charities was born and how it has continuously evolved over the years. Stanton…
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Building a Stronger Business Community through Collaboration and Creative Solutions With Tricia Rathermel
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Grace is joined by Tricia Rathermel, the president and CEO at Greater Oshkosh Economic Development Corporation (Go EDC). Go EDC was established in 2015 and exists to preserve the health of existing companies, foster a positive entrepreneurial environment, connect companies to workforce and talent development resources, enhance the business climate …
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Innovating for Sustainability: Strategies for Growing and Succeeding in Business with Andy Nelson
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In this episode, host Grace Bruins interviews Andy Nelson, the Founder of Natural Resource Innovations about how he combines consulting experience with natural resource management to help businesses grow and succeed. Natural Resource Innovations provides comprehensive natural resource innovation and environmental consulting services for land and in…
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Financial Planning Strategies For Small Business Owners with Chris Berens
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Chris Berens, Trust Officer-Vice President at Horicon Bank, speaks about success stories and strategies that small businesses can use for financial planning. He explains how he believes in working with third parties to help administer assets correctly when there are no family members available to turn to. He mentions the "holiday clause," which hel…
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Automation, Quality Products, and Great Service with Aaron Kuhls
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In today's episode, Grace talks to Aaron Kuhls, the CEO and Co-founder of AL-INS Enterprises, a separation equipment company. Aaron and his business partner Eric Heiling started the company with a vision to pass it on to their kids. Their primary clientele are dairy farmers; however, they also provide services in the food waste industry by separati…
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Big Benefits From Small Changes: Exploring WOTC and ERTCs with Kari Simcakowski
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Grace talks with Kari Simcakowski, who is a Senior Business Consultant at Heartland Payroll, which is a human-centered technology company that specializes in providing business solutions to small businesses. Kari works on the Human Capital Management side, helping with payroll, hiring, and tax credits. The Work Opportunity Tax Credit (WOTC) is an u…
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Elevate Your Business Financial Statement with Corrie Kovacs
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In this episode, Grace talks to Corrie Kovacs, Client Engagement and Communications Director at First American Capital Corporation, although she describes herself as more of a relationship builder and business coach. Originally, Corrie's background was in theatre but during the pandemic she pivoted and landed a role in Wisconsin Women's Business In…
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Perseverance Despite the Odds with Linda Chipman
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In this episode, Grace interviews Linda Chipman who started Chippy's Popcorn Creations with her husband Scott 20 years ago. They founded the business because they were ready for something different from their 70-hour work weeks in the restaurant industry. They borrowed money from Linda's dad to buy equipment and booked shows, but quickly realized t…
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Creative Solutions to Overcome Challenging Times with Allison Gossman
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In this episode, Grace interviews Allison Gossman, co-owner of The Sweet and Salty Pig in Fond du Lac and The Tipsy Pig in North Fond du Lac. Allison shares that her favorite part about owning a restaurant is being her own boss and being able to employ other people. They discuss customer service for restaurants, which can be improved by making sure…
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Don't Wait to Plan Your Exit Strategy with Brad Saunders
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In this episode, Grace is joined by co-host, Steve Leaman, Senior Vice President for Business Banking at Horicon Bank. They talk to Brad Saunders, Director of Strategy and Coaching at Huberty in Fond Du Lac, about owner exit strategy. Brad's role entails bringing forward some of the advice and understanding in the advisory section of what they can …
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