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Since 2019, I've been serving clients as a Ramsey SmartVestor Pro and Preferred Coach. I specialize in retirement income planning for people who want to retire today. You'll hear the questions I get every day from clients and how I help them take action. And no worries: Dave-ish listeners are welcome!
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Baby Steps

Vogue Australia

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Hosted by Jesinta Franklin and Vogue Australia’s Remy Rippon Baby Steps is a no-nonsense pocket fertility guide for anyone trying to have a baby. Jes and Remy talk to the experts on everything from obstetrics, fertility, miscarriage, loss and explore everything from IVF to egg freezing.
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Money and Mental Peace - Scholarships, Manage Money, Dave Ramsey Baby Steps, College Fund, FAFSA 2024

Kara Walker - College Scholarship Strategist, Dave Ramsey Aficionado, College Prep, Dual Enroll

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Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $ ...
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What does the Curriculum for Wales mean for early years children and nursery groups? In this new series of short podcasts, Nia Parry speaks to Curriculum Specialist, Vanessa Powell, as well as Cylchoedd Meithrin staff to understand how Mudiad Meithrin is using the five development pathways of the curriculum to help the development of preschool children. Beth mae’r Cwricwlwm i Gymru yn ei olygu i blant y blynyddoedd cynnar a chylchoedd meithrin? Yn y gyfres newydd hon o bodlediadau byr, mae N ...
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College is SO expensive, but I bet you’d rather not get any loans. You might have heard of ScholarshipOwl, or Niche, Unigo, etc., which are online scholarship databases with loads of (sometimes sketchy-looking) scholarships to search. Are they even legit? Is it worth your time to search for them? Are any scholarships scams? My answer might surprise…
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Come learn about several scholarships equaling $4500 that you can apply to RIGHT NOW! Hurry, they’re almost due! Also, please consider leaving a review to help boost the podcast for more people to find! LET’S GOOOOOOO! Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week on Apple Podcasts 92 - My Cousin Earned $…
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Hear a live conversation with my client, who I ended up finding 14 scholarships worth potentially $23,000 for college (if she applies for and receives them)! Ever wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you some bread for school!!! LET’S GOOOOOOOOOOOOOO!!! Relate…
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Do you think it's impossible? You've probably heard that, or that it's just easier with loans. But then you hear horror stories of people trying to pay back loans! I want you to be able to KNOW it's possible to graduate debt-free! Dr. Candice Johnson, my guest today, did so without student loans whatsoever! Sometimes the ability to do something sta…
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Are ya overwhelmed? Anxious about ALL.THE.THINGS you’re juggling? It’s hard to have mental peace when surrounded by visual clutter and the many proverbial hats you’re wearing. This is all happening because you’re probably not asking yourself this #1 question. You need perspective! This episode will get you there! Today I chatted with my friend and …
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What could you do with the $50+ per month that you spend on coffee, if it was only $0.99 or so instead? Let’s talk about raising your income and lowering your expenses so you can have more wiggle room (AND COFFEE) in your money this month!!! Also, want me to find you scholarships for college? HEAD TO… calendly.com/moneyandmentalpeace to schedule a …
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Why not save $7000 for yourself instead of paying it in tuition!? Listen in on a conversation with local high school advisors, as they teach the difference between dual enrollment, "early college" or "middle college," and testing out of classes, plus how each of these could save you money! Have more questions for me or want the advisors to come on …
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I personally found my client over $41,000 worth of scholarship opportunities, pertaining to his major, hobbies, age, interests, etc. (Wanna be next!?!?) In this episode, I tell you how I do it, and also teach you how you could do the same thing all by yourself!!! Ready? LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in…
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College is SO expensive, but you’d rather not get any loans. Did you know that there are ways to LOWER costs instead of just trying to find more money to pay for high costs? But… how do I know this? I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through many options to reduce the cost of col…
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Lemme guess, you don't have a huge inheritance or rich parents, but you need to pay for college? You also might not know what you want to study, too. School, plus work, homework, keeping up with relationships, and, oh yeah, SLEEP, can be just too much sometimes! Join me and 3 of my friends who are in college GAP years to discuss what we would do di…
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With apps like Vrbo and Airbnb, the opportunities in real estate have never been better. Imagine getting passive income from rental properties, which themselves are growing in value. Is this right investment strategy for you? How can this help or hurt your progress towards retirement? You’ll hear the questions I ask people who are considering buyin…
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Did you know students with physical or learning disabilities might have MORE scholarship options than the normal student? (Alongside ADD, ADHD, or mental health conditions, etc.) Or that there are scholarships out there for those who are homeschooled because of their disability/diagnoses/condition? Today I share with Dan Jordan, of the “After the I…
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A recent stat says 78% of Americans live paycheck to paycheck, and I wanna help you break out of that cycle! During college, gas money and groceries can be difficult to come by, especially with all the inflation lately. Plus, you’re crazy busy with work AND school! So to help combat this, I have 4 suggestions that could potentially help you save $4…
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Hear a live conversation with my client, who I ended up finding 9 scholarships worth potentially $13,500 (if he applies for and receives them)! Ever wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you some bread for school!!! LET’S GOOOOOOOOOOOOOO!!! Related Episodes: 17…
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So your kid wants to go to college, but money is tight! I mean, you’re not poor, so you don’t get any federal funding, but you’re not rich either! You’re just stuck between a rock and a hard place. You might wonder if her high GPA will help with scholarships? DON’T WORRY! I myself graduated from college debt-free without rich parents nor ANY studen…
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I personally found my client over $16,000 worth of grad school scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you? This is possible! I myself gradua…
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Hey fam! Calling all my girls out there to come apply to these scholarships solely for women, worth $1000! Stop flirting with student loans, that you know could become a massive burden to you, and do something different than everyone else! Grab your cold brew and TI-89, because class is now in session(: Want me to find you scholarships for college …
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Enjoy this conversation with a college girl, interested in health, fitness, business, and entrepreneurship! I found her 18 scholarships worth potentially $24,000 for college (if she applies for and receives them)! HEAD TO… calendly.com/moneyandmentalpeace and to plan a FREE Scholarship Strategy Session with me! LET’S GOOOOOOOOOOOOOO!!! Related Epis…
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With apps like Vrbo and Airbnb, the opportunities in real estate have never been better. Imagine getting passive income from rental properties, which themselves are growing in value. Is this right investment strategy for you? How can this help or hurt your progress towards retirement? You’ll hear the questions I ask people who are considering buyin…
  continue reading
 
So your kid wants to go to college, but money is tight! I mean, you’re not poor, so you don’t get any federal funding, but you’re not rich either! You’re just stuck between a rock and a hard place. You think, “Maybe student loans are my best option?” WAIT! Just hear me out in this episode, where 2 of my business friends interview me on how I gradua…
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Hey fam! Today, we'll discuss the best way to find scholarships specific to you that you don’t even know about! Not random ones that you just don't seem to qualify for, but ones tailored to you!!!! Let's get it! P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmen…
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What better advice is there than what you can learn from someone who has been there and done that. A recent survey reveals the regrets and mistakes shared by currently retired people. You'll get a clear reminder on what you need to make a priority today so you don't have your own regrets tomorrow. Medicare FAQ survey: https://www.medicarefaq.com/bl…
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I'm happy to share with you today an EASY $2500 scholarship you can apply for this month (: Please consider leaving a review to help boost the pod for more people to find! Grab your cold brew and TI-89, because class is now in session... LET'S GOOOOOOO! Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week on App…
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Hey you! Interested in earning $3650 in scholarships this coming month? I have some to share that are due in June, so you can get started NOW! These are so possible for you if you can optimize your time management while in school. I know you'd like to graduate from college debt-free, like I did a few years ago, and steer clear of the horrors of stu…
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You’ve seen the Traditional and Roth contribution options in your 401k, but how do you know which one is right for you? Learn about the pro's and con's with each and the factors to consider when making the right decision for you. -- Are you a Dave Ramsey listener with questions about investing? You might be ready to retire but don't know where to s…
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Hey you! Interested in earning $3500 in scholarships this month? That's so possible for you if you can optimize your time management while in school. I know you'd like to graduate from college debt-free, like I did a few years ago, and steer clear of the horrors of student loans. Today I give you tips on how to get there!!! If INSTEAD you want me t…
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As retirement approaches, I hear from Ramsey listeners who wonder if they're ready, financially, to retire. Where do you start? I'm going to explain 3 key numbers you need to know that will help you put together your roadmap to retirement. -- Are you a Dave Ramsey listener with questions about investing? You might be ready to retire but don't know …
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Hey you! Interested in earning $3000 in scholarships this month? That's so possible for you if you can optimize your time management while in school. I know you'd like to graduate from college debt-free, like I did a few years ago, and steer clear of the horrors of student loans. Today I give you tips on how to get there!!! If INSTEAD you want me t…
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Did you know there's a Book Lovers Scholarship!? If you could only read one book for the rest of your life, what would it be? Some of my favorite authors are Lisa T. Bergren (River of Time Series!!!) & Bryan Davis (Dragons in our Midst series!!!). If y'all have not read them, what are you doing with your life? The adventure, the suspense, the roman…
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Are student loans stacking up and you wish you could go to school debt-free? Is it truly possible? YES! Because I did, and I'll be telling you how with this first step on how I got a degree for only $1200! Colleges didn't tell me how to do this, I had to find out for myself, and now I share all the secrets with you! Ready? Grab your cold brew and T…
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Are textbook prices stacking up and you wish you could forget the expense altogether? Is it truly possible? YES! Because I did, and I'll be telling you how, along with finding cheap textbooks to rent. You don't want to miss the awesome steps and tricks that I lay out. Grab your cold brew and TI-89, because class is now in session. I can also person…
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Hey friends! Today, we'll discuss 3 ways to find scholarships specific to you! Not random ones that you just don't seem to qualify for, but ones tailored to you!!!! Let's get it! I can also personally help you!! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I cannot gu…
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Deciding when to take Social Security is one of your most important retirement planning decisions. You only get one chance to decide, and you could be leaving hundreds of thousands of dollars on the table if do it wrong. -- Are you a Dave Ramsey listener with questions about investing? You might be ready to retire but don't know where to start. I s…
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STOP BELIEVING THE LIES! You can get scholarships, God does want to partner with and help you, there are many ways to pay for school, and it's totally possible for you to graduate debt-free with your mental health still intact. Today we DESTROY the lies of the enemy while speaking truth & life! Want me to find you scholarships for college so you ca…
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Heyyyyy girl! Wouldn't you love a high-paying job that fits so seamlessly around your class schedule and homework? I have an idea for convenient online work HERE in this episode, with my special guest podcaster Arianna Vernier, host of Ditch the Classroom! Arianna's podcast --> Ditch the Classroom - Quit Teaching, Virtual Assistant, WAHM, Side Hust…
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Do you need funds for school, and you see your friends' parents paying for their college education, but that is not your situation? I get you! I was in the same boat, and I STILL graduated from college debt-free with over $10,000 left over in my bank account that I had been saving up but didn't need to use. Scholarships, internships, grants, and ot…
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Ok so you wanna avoid loans while paying for college, but you also either really want to, or feel pressured to (eek!), give back to your church too. How to reconcile the two, and accomplish both with a good, godly perspective? We'll sort all that out on today's episode! This question came from our Facebook group! Join us and submit a question of yo…
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Today 2 of my besties join me to talk about how you can save $80 ahead of time for college, in only 20 minutes TODAY! Want me to find you scholarships to apply for? I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on wh…
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Are you open to applying for scholarships, but don't have any time to find them? I got you boo! Today, I describe 4 steps to getting a full-ride scholarship, or... I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on whi…
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The struggle is real. You know you need to decompress and recharge to be able to handle all the stuff happening on your calendar, but ain't nobody got time for that! But... do you have 5 minutes? I can help you start fighting this good fight in only 5 minutes a day. Is it truly possible? YES! Because I did, and I'll be telling you how, in a relatea…
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I would have been fine, sometimes better even, if I had gotten worse grades in college! Just take it from me, a girl who graduated college debt-free with honors in both of my degrees, and a "recovering over-achiever." I might have had more peace if I had just let gooooooo. Is it truly possible? YES! Because I did, and I'll be telling you how, in a …
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Hey friend! Did you know you can use scholarships to pay for expenses OTHER THAN just tuition? Maybe you have school paid for, but now need $ for life expenses. Scholarships are STILL the way to go! I have 2 ideas + some budget tips to get you there, so you can find money for EVERY facet of your life!! If INSTEAD you want me to find you scholarship…
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